ZIP
38663
MS · County 28139 · pop 11,468 (population)
36.6
Opportunity Index
OVERHEATEDNational rank #6376
Why This ZIP
ZIP 38663 ranks #6376 nationally with phase OVERHEATED. Primary driver: VACANCY. Capital opportunity score is 33.1, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 38663 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 28139 — ZIP 38663 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 28139 — ZIP 38663 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 28139 — ZIP 38663 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 34.7 |
| Foreclosure / Delinquency | 27.0 |
| Vacancy | 21.3 |
▼ Top 3 Risk Signals
| Bank Institutional | 71.2 |
| Construction Pressure | 59.0 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#6376
PhaseOVERHEATED
Primary driverVACANCY
Capital opp33.1
Pulse score38.9
Signal Breakdown — 10 Categories
Vacancy
21.3
Auction / REO
—
Construction Pressure
59.0
FL Deep Bonus
—
Property Stress
17.0
HOA / Federal Liens
—
Listings Discount
34.7
Bank Institutional
71.2
Insurance Distress
0.0
Foreclosure / Delinquency
27.0
Top-Line Metrics
Avg DOM (days)
79.0
Price Cut %
—%
Short-Sale Listings
1
Auction Events 90d
—
Vacancy %
21.3%
Bank Score
71.2
Insurance Score
0.0
Listings Discount
34.7
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 38663 | 38.9 | 18.2 | 0.0 | 34.7 |
| County 28139 | 36.1 | 18.0 | 0.0 | 24.8 |
| MS state avg | 33.1 | 19.1 | 0.0 | 33.1 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (8)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 38674 | 38.5 | PEAK_OPPORTUNITY | LISTINGS_DISCOUNT | 60 | 17 |
| 38610 | 36.3 | EARLY_SIGNAL | VACANCY | — | 17 |
| 38824 | 34.2 | EARLY_SIGNAL | VACANCY | 31 | 17 |
| 38629 | 32.4 | EARLY_SIGNAL | VACANCY | — | 17 |
| 38603 | 31.9 | EARLY_SIGNAL | VACANCY | — | 16 |
| 38683 | 31.5 | EARLY_SIGNAL | VACANCY | — | 16 |
| 38829 | 31.0 | EARLY_SIGNAL | VACANCY | 28 | 17 |
| 38625 | 30.4 | WEAK | BANK_INSTITUTIONAL | — | 17 |
DLRadar data · last update 10/20/2026, 12:38:14 PM
API: /api/economic-pulse/zip/38663
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.