ZIP
38670
MS · County 28119 · pop 1,066 (population)
31.3
Opportunity Index
EARLY_SIGNALNational rank #19115
Why This ZIP
ZIP 38670 ranks #19115 nationally with phase EARLY_SIGNAL. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 29.0, signal coverage 6/10 (75% data coverage, HIGH confidence).
ZIP 38670 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 28119 — ZIP 38670 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 28119 — ZIP 38670 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 28119 — ZIP 38670 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Foreclosure / Delinquency | 24.0 |
| Property Stress | 15.0 |
| Vacancy | 10.1 |
▼ Top 3 Risk Signals
| Bank Institutional | 70.2 |
| Construction Pressure | 34.7 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensListings DiscountInsurance Distress
Coverage: 75%
Confidence: HIGH
⇅ Rank
National rank#19115
PhaseEARLY_SIGNAL
Primary driverBANK_INSTITUTIONAL
Capital opp29.0
Pulse score32.8
Signal Breakdown — 10 Categories
Vacancy
10.1
Auction / REO
—
Construction Pressure
34.7
FL Deep Bonus
—
Property Stress
15.0
HOA / Federal Liens
—
Listings Discount
—
Bank Institutional
70.2
Insurance Distress
0.0
Foreclosure / Delinquency
24.0
Top-Line Metrics
Avg DOM (days)
—
Price Cut %
—%
Short-Sale Listings
—
Auction Events 90d
—
Vacancy %
10.1%
Bank Score
70.2
Insurance Score
0.0
Listings Discount
—
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 38670 | 32.8 | 16.1 | 0.0 | — |
| County 28119 | 29.2 | 15.6 | 0.0 | 14.4 |
| MS state avg | 33.4 | 19.9 | 0.0 | 33.1 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (9)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 38617 | 44.7 | STRONG_BUY | VACANCY | 43 | 35 |
| 38645 | 38.6 | OVERHEATED | VACANCY | — | 32 |
| 38621 | 32.1 | EARLY_SIGNAL | VACANCY | — | 17 |
| 38606 | 32.0 | EARLY_SIGNAL | VACANCY | 33 | 18 |
| 38643 | 30.6 | WEAK | VACANCY | — | 14 |
| 38646 | 29.1 | WEAK | BANK_INSTITUTIONAL | 28 | 14 |
| 38623 | 26.4 | WEAK | VACANCY | — | 12 |
| 38622 | 26.1 | WEAK | VACANCY | — | 16 |
| 38964 | 23.3 | WEAK | BANK_INSTITUTIONAL | — | 13 |
DLRadar data · last update 10/20/2026, 9:32:01 AM
API: /api/economic-pulse/zip/38670
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.