ZIP
38621
MS · County 28107 · pop 1,610 (population)
32.1
Opportunity Index
EARLY_SIGNALNational rank #16945
Why This ZIP
ZIP 38621 ranks #16945 nationally with phase EARLY_SIGNAL. Primary driver: VACANCY. Capital opportunity score is 29.2, signal coverage 6/10 (75% data coverage, HIGH confidence).
ZIP 38621 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 28107 — ZIP 38621 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 28107 — ZIP 38621 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 28107 — ZIP 38621 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Vacancy | 32.2 |
| Foreclosure / Delinquency | 27.0 |
| Property Stress | 17.0 |
▼ Top 3 Risk Signals
| Bank Institutional | 71.2 |
⚠ Missing Data
Auction / REOConstruction PressureFL Deep BonusHOA / Federal LiensListings DiscountInsurance Distress
Coverage: 75%
Confidence: HIGH
⇅ Rank
National rank#16945
PhaseEARLY_SIGNAL
Primary driverVACANCY
Capital opp29.2
Pulse score34.0
Signal Breakdown — 10 Categories
Vacancy
32.2
Auction / REO
—
Construction Pressure
0.0
FL Deep Bonus
—
Property Stress
17.0
HOA / Federal Liens
—
Listings Discount
—
Bank Institutional
71.2
Insurance Distress
0.0
Foreclosure / Delinquency
27.0
Top-Line Metrics
Avg DOM (days)
—
Price Cut %
—%
Short-Sale Listings
—
Auction Events 90d
—
Vacancy %
32.2%
Bank Score
71.2
Insurance Score
0.0
Listings Discount
—
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 38621 | 34.0 | 17.9 | 0.0 | — |
| County 28107 | 30.6 | 18.9 | 0.0 | 29.0 |
| MS state avg | 33.4 | 19.9 | 0.0 | 33.1 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 38965 | 39.0 | PEAK_OPPORTUNITY | VACANCY | 48 | 20 |
| 38666 | 36.9 | PEAK_OPPORTUNITY | VACANCY | 51 | 18 |
| 38619 | 35.3 | EARLY_SIGNAL | VACANCY | 32 | 18 |
| 38665 | 34.9 | WATCHLIST | VACANCY | 52 | 12 |
| 38606 | 32.0 | EARLY_SIGNAL | VACANCY | 33 | 18 |
| 38658 | 30.6 | WEAK | BANK_INSTITUTIONAL | — | 18 |
| 38927 | 29.5 | WEAK | VACANCY | — | 19 |
| 38620 | 27.8 | WEAK | VACANCY | — | 18 |
| 38622 | 26.1 | WEAK | VACANCY | — | 16 |
| 38668 | 25.6 | WEAK | BANK_INSTITUTIONAL | 18 | 9 |
DLRadar data · last update 10/20/2026, 9:32:01 AM
API: /api/economic-pulse/zip/38621
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.