ZIP
38666
MS · County 28107 · pop 6,258 (population)
36.6
Opportunity Index
PEAK_OPPORTUNITYNational rank #6376
Why This ZIP
ZIP 38666 ranks #6376 nationally with phase PEAK_OPPORTUNITY. Primary driver: VACANCY. Capital opportunity score is 41.7, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 38666 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 28107 — ZIP 38666 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 28107 — ZIP 38666 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 28107 — ZIP 38666 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 51.3 |
| Foreclosure / Delinquency | 28.0 |
| Property Stress | 17.0 |
▼ Top 3 Risk Signals
| Bank Institutional | 61.3 |
⚠ Missing Data
Auction / REOConstruction PressureFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#6376
PhasePEAK_OPPORTUNITY
Primary driverVACANCY
Capital opp41.7
Pulse score33.2
Signal Breakdown — 10 Categories
Vacancy
16.1
Auction / REO
—
Construction Pressure
0.0
FL Deep Bonus
—
Property Stress
17.0
HOA / Federal Liens
—
Listings Discount
51.3
Bank Institutional
61.3
Insurance Distress
0.0
Foreclosure / Delinquency
28.0
Top-Line Metrics
Avg DOM (days)
9.0
Price Cut %
—%
Short-Sale Listings
1
Auction Events 90d
—
Vacancy %
16.1%
Bank Score
61.3
Insurance Score
0.0
Listings Discount
51.3
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 38666 | 33.2 | 18.5 | 0.0 | 51.3 |
| County 28107 | 30.3 | 18.3 | 0.0 | 29.0 |
| MS state avg | 33.1 | 19.1 | 0.0 | 33.1 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 38965 | 39.0 | PEAK_OPPORTUNITY | VACANCY | 48 | 20 |
| 38619 | 35.3 | EARLY_SIGNAL | VACANCY | 32 | 18 |
| 38665 | 34.9 | WATCHLIST | VACANCY | 52 | 12 |
| 38621 | 31.8 | EARLY_SIGNAL | VACANCY | — | 16 |
| 38606 | 31.7 | EARLY_SIGNAL | VACANCY | 33 | 17 |
| 38658 | 30.3 | WEAK | BANK_INSTITUTIONAL | — | 17 |
| 38927 | 29.2 | WEAK | VACANCY | — | 18 |
| 38620 | 27.5 | WEAK | VACANCY | — | 17 |
| 38622 | 26.0 | WEAK | VACANCY | — | 16 |
| 38668 | 25.3 | WEAK | BANK_INSTITUTIONAL | 18 | 8 |
DLRadar data · last update 10/20/2026, 12:38:14 PM
API: /api/economic-pulse/zip/38666
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.