ZIP
38737
MS · County 28133 · pop 3,150 (population)
33.4
Opportunity Index
EARLY_SIGNALNational rank #13528
Why This ZIP
ZIP 38737 ranks #13528 nationally with phase EARLY_SIGNAL. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 28.5, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 38737 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 28133 — ZIP 38737 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 28133 — ZIP 38737 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 28133 — ZIP 38737 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 23.5 |
| Foreclosure / Delinquency | 23.0 |
| Property Stress | 16.0 |
▼ Top 3 Risk Signals
| Construction Pressure | 94.9 |
| Bank Institutional | 70.2 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#13528
PhaseEARLY_SIGNAL
Primary driverBANK_INSTITUTIONAL
Capital opp28.5
Pulse score36.6
Signal Breakdown — 10 Categories
Vacancy
10.2
Auction / REO
—
Construction Pressure
94.9
FL Deep Bonus
—
Property Stress
16.0
HOA / Federal Liens
—
Listings Discount
23.5
Bank Institutional
70.2
Insurance Distress
0.0
Foreclosure / Delinquency
23.0
Top-Line Metrics
Avg DOM (days)
149.0
Price Cut %
—%
Short-Sale Listings
0
Auction Events 90d
—
Vacancy %
10.2%
Bank Score
70.2
Insurance Score
0.0
Listings Discount
23.5
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 38737 | 36.6 | 16.1 | 0.0 | 23.5 |
| County 28133 | 33.0 | 15.3 | 0.0 | 16.5 |
| MS state avg | 33.4 | 19.9 | 0.0 | 33.1 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 39038 | 39.9 | PEAK_OPPORTUNITY | VACANCY | 39 | 29 |
| 38753 | 36.6 | OVERHEATED | BANK_INSTITUTIONAL | 35 | 15 |
| 38963 | 36.0 | EARLY_SIGNAL | VACANCY | 36 | 22 |
| 38761 | 35.9 | EARLY_SIGNAL | VACANCY | 34 | 21 |
| 38771 | 35.4 | EARLY_SIGNAL | VACANCY | — | 14 |
| 38754 | 34.9 | EARLY_SIGNAL | VACANCY | — | 23 |
| 38778 | 34.2 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 14 |
| 38751 | 33.3 | EARLY_SIGNAL | VACANCY | 25 | 14 |
| 38736 | 33.0 | EARLY_SIGNAL | VACANCY | — | 13 |
| 38768 | 32.6 | EARLY_SIGNAL | VACANCY | — | 12 |
DLRadar data · last update 10/20/2026, 9:32:01 AM
API: /api/economic-pulse/zip/38737
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.