ZIP
39038
MS · County 28053 · pop 5,363 (population)
39.9
Opportunity Index
PEAK_OPPORTUNITYNational rank #2290
Why This ZIP
ZIP 39038 ranks #2290 nationally with phase PEAK_OPPORTUNITY. Primary driver: VACANCY. Capital opportunity score is 38.7, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 39038 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 28053 — ZIP 39038 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 28053 — ZIP 39038 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 28053 — ZIP 39038 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 38.8 |
| Foreclosure / Delinquency | 35.0 |
| Property Stress | 29.0 |
▼ Top 3 Risk Signals
| Bank Institutional | 62.9 |
| Construction Pressure | 54.0 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#2290
PhasePEAK_OPPORTUNITY
Primary driverVACANCY
Capital opp38.7
Pulse score40.7
Signal Breakdown — 10 Categories
Vacancy
14.9
Auction / REO
—
Construction Pressure
54.0
FL Deep Bonus
—
Property Stress
29.0
HOA / Federal Liens
—
Listings Discount
38.8
Bank Institutional
62.9
Insurance Distress
0.0
Foreclosure / Delinquency
35.0
Top-Line Metrics
Avg DOM (days)
91.2
Price Cut %
—%
Short-Sale Listings
0
Auction Events 90d
—
Vacancy %
14.9%
Bank Score
62.9
Insurance Score
0.0
Listings Discount
38.8
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 39038 | 40.7 | 30.3 | 0.0 | 38.8 |
| County 28053 | 37.4 | 26.4 | 0.0 | 25.6 |
| MS state avg | 33.4 | 19.9 | 0.0 | 33.1 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (7)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 38924 | 39.9 | PEAK_OPPORTUNITY | VACANCY | 57 | 21 |
| 39166 | 37.1 | OVERHEATED | VACANCY | — | 26 |
| 38753 | 36.6 | OVERHEATED | BANK_INSTITUTIONAL | 35 | 15 |
| 39097 | 35.7 | EARLY_SIGNAL | VACANCY | — | 17 |
| 38754 | 34.9 | EARLY_SIGNAL | VACANCY | — | 23 |
| 39194 | 30.4 | WEAK | VACANCY | 22 | 20 |
| 39115 | 30.0 | WEAK | BANK_INSTITUTIONAL | — | 17 |
DLRadar data · last update 10/20/2026, 9:32:01 AM
API: /api/economic-pulse/zip/39038
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.