ZIP
39166
MS · County 28053 · pop 429 (population)
36.7
Opportunity Index
OVERHEATEDNational rank #6192
Why This ZIP
ZIP 39166 ranks #6192 nationally with phase OVERHEATED. Primary driver: VACANCY. Capital opportunity score is 38.9, signal coverage 6/10 (75% data coverage, HIGH confidence).
ZIP 39166 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 28053 — ZIP 39166 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 28053 — ZIP 39166 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 28053 — ZIP 39166 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Foreclosure / Delinquency | 29.0 |
| Property Stress | 25.0 |
| Vacancy | 24.6 |
▼ Top 3 Risk Signals
| Construction Pressure | 90.0 |
| Bank Institutional | 30.5 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensListings DiscountInsurance Distress
Coverage: 75%
Confidence: HIGH
⇅ Rank
National rank#6192
PhaseOVERHEATED
Primary driverVACANCY
Capital opp38.9
Pulse score35.3
Signal Breakdown — 10 Categories
Vacancy
24.6
Auction / REO
—
Construction Pressure
90.0
FL Deep Bonus
—
Property Stress
25.0
HOA / Federal Liens
—
Listings Discount
—
Bank Institutional
30.5
Insurance Distress
0.0
Foreclosure / Delinquency
29.0
Top-Line Metrics
Avg DOM (days)
—
Price Cut %
—%
Short-Sale Listings
—
Auction Events 90d
—
Vacancy %
24.6%
Bank Score
30.5
Insurance Score
0.0
Listings Discount
—
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 39166 | 35.3 | 25.4 | 0.0 | — |
| County 28053 | 36.9 | 25.3 | 0.0 | 25.6 |
| MS state avg | 33.1 | 19.1 | 0.0 | 33.1 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (7)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 38924 | 39.6 | PEAK_OPPORTUNITY | VACANCY | 57 | 20 |
| 39038 | 39.5 | PEAK_OPPORTUNITY | VACANCY | 39 | 28 |
| 38753 | 36.5 | OVERHEATED | BANK_INSTITUTIONAL | 35 | 15 |
| 39097 | 35.4 | EARLY_SIGNAL | VACANCY | — | 16 |
| 38754 | 34.5 | EARLY_SIGNAL | VACANCY | — | 22 |
| 39194 | 30.2 | WEAK | VACANCY | 22 | 19 |
| 39115 | 29.5 | WEAK | BANK_INSTITUTIONAL | — | 16 |
DLRadar data · last update 10/20/2026, 12:38:14 PM
API: /api/economic-pulse/zip/39166
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.