ZIP
38924
MS · County 28051 · pop 441 (population)
39.9
Opportunity Index
PEAK_OPPORTUNITYNational rank #2290
Why This ZIP
ZIP 38924 ranks #2290 nationally with phase PEAK_OPPORTUNITY. Primary driver: VACANCY. Capital opportunity score is 50.9, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 38924 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 28051 — ZIP 38924 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 28051 — ZIP 38924 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 28051 — ZIP 38924 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 57.2 |
| Vacancy | 31.2 |
| Foreclosure / Delinquency | 29.0 |
▼ Top 3 Risk Signals
| Construction Pressure | 36.8 |
| Bank Institutional | 31.0 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#2290
PhasePEAK_OPPORTUNITY
Primary driverVACANCY
Capital opp50.9
Pulse score32.6
Signal Breakdown — 10 Categories
Vacancy
31.2
Auction / REO
—
Construction Pressure
36.8
FL Deep Bonus
—
Property Stress
21.0
HOA / Federal Liens
—
Listings Discount
57.2
Bank Institutional
31.0
Insurance Distress
0.0
Foreclosure / Delinquency
29.0
Top-Line Metrics
Avg DOM (days)
80.0
Price Cut %
—%
Short-Sale Listings
1
Auction Events 90d
—
Vacancy %
31.2%
Bank Score
31.0
Insurance Score
0.0
Listings Discount
57.2
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 38924 | 32.6 | 21.8 | 0.0 | 57.2 |
| County 28051 | 35.5 | 19.0 | 0.0 | 33.4 |
| MS state avg | 33.4 | 19.9 | 0.0 | 33.1 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (8)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 39169 | 41.3 | STRONG_BUY | VACANCY | 60 | 17 |
| 39038 | 39.9 | PEAK_OPPORTUNITY | VACANCY | 39 | 29 |
| 39192 | 39.4 | PEAK_OPPORTUNITY | VACANCY | 58 | 18 |
| 38954 | 36.6 | OVERHEATED | VACANCY | — | 32 |
| 39095 | 36.2 | WATCHLIST | VACANCY | 41 | 18 |
| 39063 | 32.9 | EARLY_SIGNAL | VACANCY | — | 17 |
| 39146 | 32.1 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 18 |
| 39079 | 27.1 | WEAK | VACANCY | 3 | 17 |
DLRadar data · last update 10/20/2026, 9:32:01 AM
API: /api/economic-pulse/zip/38924
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.