ZIP
38844
MS · County 28095 · pop 190 (population)
30.8
Opportunity Index
WEAKNational rank #20484
Why This ZIP
ZIP 38844 ranks #20484 nationally with phase WEAK. Primary driver: VACANCY. Capital opportunity score is 36.8, signal coverage 6/10 (75% data coverage, HIGH confidence).
ZIP 38844 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 28095 — ZIP 38844 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 28095 — ZIP 38844 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 28095 — ZIP 38844 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Vacancy | 44.4 |
| Foreclosure / Delinquency | 28.0 |
| Property Stress | 15.0 |
▼ Top 3 Risk Signals
| Construction Pressure | 45.5 |
| Bank Institutional | 31.0 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensListings DiscountInsurance Distress
Coverage: 75%
Confidence: HIGH
⇅ Rank
National rank#20484
PhaseWEAK
Primary driverVACANCY
Capital opp36.8
Pulse score26.8
Signal Breakdown — 10 Categories
Vacancy
44.4
Auction / REO
—
Construction Pressure
45.5
FL Deep Bonus
—
Property Stress
15.0
HOA / Federal Liens
—
Listings Discount
—
Bank Institutional
31.0
Insurance Distress
0.0
Foreclosure / Delinquency
28.0
Top-Line Metrics
Avg DOM (days)
—
Price Cut %
—%
Short-Sale Listings
—
Auction Events 90d
—
Vacancy %
44.4%
Bank Score
31.0
Insurance Score
0.0
Listings Discount
—
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 38844 | 26.8 | 16.8 | 0.0 | — |
| County 28095 | 34.1 | 19.5 | 0.0 | 20.4 |
| MS state avg | 33.1 | 19.1 | 0.0 | 33.1 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 38858 | 40.8 | STRONG_BUY | VACANCY | 56 | 17 |
| 39730 | 38.7 | PEAK_OPPORTUNITY | VACANCY | 49 | 19 |
| 38821 | 33.5 | EARLY_SIGNAL | VACANCY | — | 19 |
| 39740 | 33.3 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 18 |
| 38848 | 32.2 | EARLY_SIGNAL | VACANCY | — | 19 |
| 39746 | 32.1 | EARLY_SIGNAL | VACANCY | — | 19 |
| 38860 | 31.8 | EARLY_SIGNAL | VACANCY | 27 | 15 |
| 38870 | 31.5 | EARLY_SIGNAL | VACANCY | — | 18 |
| 38868 | 31.3 | EARLY_SIGNAL | VACANCY | 18 | 19 |
| 39756 | 30.8 | WEAK | VACANCY | — | 16 |
DLRadar data · last update 10/20/2026, 12:38:14 PM
API: /api/economic-pulse/zip/38844
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.