ZIP
39740
MS · County 28087 · pop 5,893 (population)
33.3
Opportunity Index
EARLY_SIGNALNational rank #13769
Why This ZIP
ZIP 39740 ranks #13769 nationally with phase EARLY_SIGNAL. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 31.1, signal coverage 6/10 (75% data coverage, HIGH confidence).
ZIP 39740 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 28087 — ZIP 39740 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 28087 — ZIP 39740 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 28087 — ZIP 39740 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Foreclosure / Delinquency | 27.0 |
| Property Stress | 18.0 |
| Vacancy | 12.1 |
▼ Top 3 Risk Signals
| Bank Institutional | 62.5 |
| Construction Pressure | 54.4 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensListings DiscountInsurance Distress
Coverage: 75%
Confidence: HIGH
⇅ Rank
National rank#13769
PhaseEARLY_SIGNAL
Primary driverBANK_INSTITUTIONAL
Capital opp31.1
Pulse score34.8
Signal Breakdown — 10 Categories
Vacancy
12.1
Auction / REO
—
Construction Pressure
54.4
FL Deep Bonus
—
Property Stress
18.0
HOA / Federal Liens
—
Listings Discount
—
Bank Institutional
62.5
Insurance Distress
0.0
Foreclosure / Delinquency
27.0
Top-Line Metrics
Avg DOM (days)
—
Price Cut %
—%
Short-Sale Listings
—
Auction Events 90d
—
Vacancy %
12.1%
Bank Score
62.5
Insurance Score
0.0
Listings Discount
—
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 39740 | 34.8 | 19.7 | 0.0 | — |
| County 28087 | 32.6 | 19.8 | 0.0 | 20.7 |
| MS state avg | 33.1 | 19.1 | 0.0 | 33.1 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (8)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 39766 | 36.6 | PEAK_OPPORTUNITY | LISTINGS_DISCOUNT | 52 | 18 |
| 39702 | 34.3 | EARLY_SIGNAL | VACANCY | 35 | 18 |
| 39701 | 34.2 | EARLY_SIGNAL | VACANCY | — | 18 |
| 39759 | 31.7 | EARLY_SIGNAL | VACANCY | 24 | 18 |
| 39705 | 31.0 | EARLY_SIGNAL | VACANCY | 17 | 18 |
| 39743 | 30.7 | WEAK | VACANCY | — | 18 |
| 39736 | 30.6 | WEAK | VACANCY | — | 18 |
| 39753 | 27.6 | WEAK | BANK_INSTITUTIONAL | — | 14 |
DLRadar data · last update 10/20/2026, 12:38:14 PM
API: /api/economic-pulse/zip/39740
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.