ZIP
39766
MS · County 28087 · pop 2,860 (population)
36.6
Opportunity Index
PEAK_OPPORTUNITYNational rank #6376
Why This ZIP
ZIP 39766 ranks #6376 nationally with phase PEAK_OPPORTUNITY. Primary driver: LISTINGS_DISCOUNT. Capital opportunity score is 49.1, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 39766 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 28087 — ZIP 39766 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 28087 — ZIP 39766 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 28087 — ZIP 39766 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 52.5 |
| Foreclosure / Delinquency | 27.0 |
| Property Stress | 18.0 |
▼ Top 3 Risk Signals
| Construction Pressure | 55.0 |
| Bank Institutional | 27.5 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#6376
PhasePEAK_OPPORTUNITY
Primary driverLISTINGS_DISCOUNT
Capital opp49.1
Pulse score28.2
Signal Breakdown — 10 Categories
Vacancy
8.4
Auction / REO
—
Construction Pressure
55.0
FL Deep Bonus
—
Property Stress
18.0
HOA / Federal Liens
—
Listings Discount
52.5
Bank Institutional
27.5
Insurance Distress
0.0
Foreclosure / Delinquency
27.0
Top-Line Metrics
Avg DOM (days)
78.0
Price Cut %
—%
Short-Sale Listings
1
Auction Events 90d
—
Vacancy %
8.4%
Bank Score
27.5
Insurance Score
0.0
Listings Discount
52.5
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 39766 | 28.2 | 19.8 | 0.0 | 52.5 |
| County 28087 | 32.6 | 19.8 | 0.0 | 20.7 |
| MS state avg | 33.1 | 19.1 | 0.0 | 33.1 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (8)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 39702 | 34.3 | EARLY_SIGNAL | VACANCY | 35 | 18 |
| 39701 | 34.2 | EARLY_SIGNAL | VACANCY | — | 18 |
| 39740 | 33.3 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 18 |
| 39759 | 31.7 | EARLY_SIGNAL | VACANCY | 24 | 18 |
| 39705 | 31.0 | EARLY_SIGNAL | VACANCY | 17 | 18 |
| 39743 | 30.7 | WEAK | VACANCY | — | 18 |
| 39736 | 30.6 | WEAK | VACANCY | — | 18 |
| 39753 | 27.6 | WEAK | BANK_INSTITUTIONAL | — | 14 |
DLRadar data · last update 10/20/2026, 12:38:14 PM
API: /api/economic-pulse/zip/39766
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.