ZIP
38850
MS · County 28017 · pop 3,113 (population)
34.4
Opportunity Index
EARLY_SIGNALNational rank #11019
Why This ZIP
ZIP 38850 ranks #11019 nationally with phase EARLY_SIGNAL. Primary driver: VACANCY. Capital opportunity score is 27.8, signal coverage 6/10 (75% data coverage, HIGH confidence).
ZIP 38850 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 28017 — ZIP 38850 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 28017 — ZIP 38850 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 28017 — ZIP 38850 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Foreclosure / Delinquency | 23.0 |
| Vacancy | 18.9 |
| Property Stress | 16.0 |
▼ Top 3 Risk Signals
| Bank Institutional | 77.2 |
| Construction Pressure | 45.2 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensListings DiscountInsurance Distress
Coverage: 75%
Confidence: HIGH
⇅ Rank
National rank#11019
PhaseEARLY_SIGNAL
Primary driverVACANCY
Capital opp27.8
Pulse score38.8
Signal Breakdown — 10 Categories
Vacancy
18.9
Auction / REO
—
Construction Pressure
45.2
FL Deep Bonus
—
Property Stress
16.0
HOA / Federal Liens
—
Listings Discount
—
Bank Institutional
77.2
Insurance Distress
0.0
Foreclosure / Delinquency
23.0
Top-Line Metrics
Avg DOM (days)
—
Price Cut %
—%
Short-Sale Listings
—
Auction Events 90d
—
Vacancy %
18.9%
Bank Score
77.2
Insurance Score
0.0
Listings Discount
—
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 38850 | 38.8 | 16.2 | 0.0 | — |
| County 28017 | 33.1 | 14.6 | 0.0 | 29.6 |
| MS state avg | 33.1 | 19.1 | 0.0 | 33.1 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (7)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 38878 | 36.6 | OVERHEATED | VACANCY | — | 21 |
| 38851 | 35.5 | WATCHLIST | VACANCY | 44 | 14 |
| 38860 | 31.8 | EARLY_SIGNAL | VACANCY | 27 | 15 |
| 38868 | 31.3 | EARLY_SIGNAL | VACANCY | 18 | 19 |
| 39756 | 30.8 | WEAK | VACANCY | — | 16 |
| 39751 | 29.4 | WEAK | BANK_INSTITUTIONAL | — | 16 |
| 39776 | 28.8 | WEAK | VACANCY | — | 14 |
DLRadar data · last update 10/20/2026, 12:38:14 PM
API: /api/economic-pulse/zip/38850
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.