ZIP
38878
MS · County 28013 · pop 2,642 (population)
36.6
Opportunity Index
OVERHEATEDNational rank #6376
Why This ZIP
ZIP 38878 ranks #6376 nationally with phase OVERHEATED. Primary driver: VACANCY. Capital opportunity score is 30.3, signal coverage 6/10 (75% data coverage, HIGH confidence).
ZIP 38878 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 28013 — ZIP 38878 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 28013 — ZIP 38878 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 28013 — ZIP 38878 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Foreclosure / Delinquency | 28.0 |
| Property Stress | 21.0 |
| Vacancy | 15.7 |
▼ Top 3 Risk Signals
| Construction Pressure | 73.2 |
| Bank Institutional | 69.4 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensListings DiscountInsurance Distress
Coverage: 75%
Confidence: HIGH
⇅ Rank
National rank#6376
PhaseOVERHEATED
Primary driverVACANCY
Capital opp30.3
Pulse score40.8
Signal Breakdown — 10 Categories
Vacancy
15.7
Auction / REO
—
Construction Pressure
73.2
FL Deep Bonus
—
Property Stress
21.0
HOA / Federal Liens
—
Listings Discount
—
Bank Institutional
69.4
Insurance Distress
0.0
Foreclosure / Delinquency
28.0
Top-Line Metrics
Avg DOM (days)
—
Price Cut %
—%
Short-Sale Listings
—
Auction Events 90d
—
Vacancy %
15.7%
Bank Score
69.4
Insurance Score
0.0
Listings Discount
—
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 38878 | 40.8 | 21.5 | 0.0 | — |
| County 28013 | 37.8 | 21.1 | 0.0 | 32.6 |
| MS state avg | 33.1 | 19.1 | 0.0 | 33.1 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 38915 | 42.2 | STRONG_BUY | VACANCY | 56 | 21 |
| 38916 | 40.8 | STRONG_BUY | VACANCY | 51 | 21 |
| 38965 | 39.0 | PEAK_OPPORTUNITY | VACANCY | 48 | 20 |
| 38929 | 37.0 | PEAK_OPPORTUNITY | LISTINGS_DISCOUNT | 61 | 19 |
| 39744 | 36.5 | PEAK_OPPORTUNITY | VACANCY | 47 | 17 |
| 38850 | 34.4 | EARLY_SIGNAL | VACANCY | — | 16 |
| 38951 | 34.0 | EARLY_SIGNAL | VACANCY | — | 21 |
| 38913 | 32.9 | EARLY_SIGNAL | VACANCY | — | 21 |
| 38914 | 32.3 | EARLY_SIGNAL | VACANCY | — | 21 |
| 38864 | 31.5 | EARLY_SIGNAL | VACANCY | — | 18 |
DLRadar data · last update 10/20/2026, 12:38:14 PM
API: /api/economic-pulse/zip/38878
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.