ZIP
38914
MS · County 28013 · pop 586 (population)
32.4
Opportunity Index
EARLY_SIGNALNational rank #16108
Why This ZIP
ZIP 38914 ranks #16108 nationally with phase EARLY_SIGNAL. Primary driver: VACANCY. Capital opportunity score is 38.2, signal coverage 6/10 (75% data coverage, HIGH confidence).
ZIP 38914 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 28013 — ZIP 38914 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 28013 — ZIP 38914 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 28013 — ZIP 38914 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Foreclosure / Delinquency | 29.0 |
| Property Stress | 21.0 |
| Vacancy | 19.7 |
▼ Top 3 Risk Signals
| Construction Pressure | 37.9 |
| Bank Institutional | 30.0 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensListings DiscountInsurance Distress
Coverage: 75%
Confidence: HIGH
⇅ Rank
National rank#16108
PhaseEARLY_SIGNAL
Primary driverVACANCY
Capital opp38.2
Pulse score28.5
Signal Breakdown — 10 Categories
Vacancy
19.7
Auction / REO
—
Construction Pressure
37.9
FL Deep Bonus
—
Property Stress
21.0
HOA / Federal Liens
—
Listings Discount
—
Bank Institutional
30.0
Insurance Distress
0.0
Foreclosure / Delinquency
29.0
Top-Line Metrics
Avg DOM (days)
—
Price Cut %
—%
Short-Sale Listings
—
Auction Events 90d
—
Vacancy %
19.7%
Bank Score
30.0
Insurance Score
0.0
Listings Discount
—
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 38914 | 28.5 | 22.4 | 0.0 | — |
| County 28013 | 37.9 | 21.8 | 0.0 | 32.6 |
| MS state avg | 33.4 | 19.9 | 0.0 | 33.1 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 38915 | 42.3 | STRONG_BUY | VACANCY | 56 | 21 |
| 38916 | 40.9 | STRONG_BUY | VACANCY | 51 | 21 |
| 38965 | 39.0 | PEAK_OPPORTUNITY | VACANCY | 48 | 20 |
| 38929 | 37.2 | PEAK_OPPORTUNITY | LISTINGS_DISCOUNT | 61 | 20 |
| 38878 | 36.7 | OVERHEATED | VACANCY | — | 21 |
| 39744 | 36.5 | PEAK_OPPORTUNITY | VACANCY | 47 | 17 |
| 38850 | 34.5 | EARLY_SIGNAL | VACANCY | — | 16 |
| 38951 | 34.2 | EARLY_SIGNAL | VACANCY | — | 21 |
| 38913 | 33.1 | EARLY_SIGNAL | VACANCY | — | 21 |
| 38839 | 31.8 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 16 |
DLRadar data · last update 10/20/2026, 9:32:01 AM
API: /api/economic-pulse/zip/38914
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.