ZIP
38916
MS · County 28013 · pop 4,488 (population)
40.8
Opportunity Index
STRONG_BUYNational rank #1591
Why This ZIP
ZIP 38916 ranks #1591 nationally with phase STRONG_BUY. Primary driver: VACANCY. Capital opportunity score is 42.7, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 38916 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 28013 — ZIP 38916 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 28013 — ZIP 38916 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 28013 — ZIP 38916 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 51.4 |
| Foreclosure / Delinquency | 28.0 |
| Property Stress | 21.0 |
▼ Top 3 Risk Signals
| Construction Pressure | 70.3 |
| Bank Institutional | 60.5 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#1591
PhaseSTRONG_BUY
Primary driverVACANCY
Capital opp42.7
Pulse score39.6
Signal Breakdown — 10 Categories
Vacancy
14.4
Auction / REO
—
Construction Pressure
70.3
FL Deep Bonus
—
Property Stress
21.0
HOA / Federal Liens
—
Listings Discount
51.4
Bank Institutional
60.5
Insurance Distress
0.0
Foreclosure / Delinquency
28.0
Top-Line Metrics
Avg DOM (days)
121.8
Price Cut %
18.1%
Short-Sale Listings
2
Auction Events 90d
—
Vacancy %
14.4%
Bank Score
60.5
Insurance Score
0.0
Listings Discount
51.4
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 38916 | 39.6 | 21.5 | 0.0 | 51.4 |
| County 28013 | 37.8 | 21.1 | 0.0 | 32.6 |
| MS state avg | 33.1 | 19.1 | 0.0 | 33.1 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 38915 | 42.2 | STRONG_BUY | VACANCY | 56 | 21 |
| 38965 | 39.0 | PEAK_OPPORTUNITY | VACANCY | 48 | 20 |
| 38929 | 37.0 | PEAK_OPPORTUNITY | LISTINGS_DISCOUNT | 61 | 19 |
| 38878 | 36.6 | OVERHEATED | VACANCY | — | 21 |
| 39744 | 36.5 | PEAK_OPPORTUNITY | VACANCY | 47 | 17 |
| 38850 | 34.4 | EARLY_SIGNAL | VACANCY | — | 16 |
| 38951 | 34.0 | EARLY_SIGNAL | VACANCY | — | 21 |
| 38913 | 32.9 | EARLY_SIGNAL | VACANCY | — | 21 |
| 38914 | 32.3 | EARLY_SIGNAL | VACANCY | — | 21 |
| 38839 | 31.5 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 15 |
DLRadar data · last update 10/20/2026, 12:38:14 PM
API: /api/economic-pulse/zip/38916
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.