ZIP
38925
MS · County 28097 · pop 1,839 (population)
40.0
Opportunity Index
PEAK_OPPORTUNITYNational rank #2197
Why This ZIP
ZIP 38925 ranks #2197 nationally with phase PEAK_OPPORTUNITY. Primary driver: VACANCY. Capital opportunity score is 39.5, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 38925 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 28097 — ZIP 38925 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 28097 — ZIP 38925 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 28097 — ZIP 38925 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 47.4 |
| Foreclosure / Delinquency | 30.0 |
| Vacancy | 26.9 |
▼ Top 3 Risk Signals
| Bank Institutional | 68.6 |
| Construction Pressure | 40.5 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#2197
PhasePEAK_OPPORTUNITY
Primary driverVACANCY
Capital opp39.5
Pulse score40.4
Signal Breakdown — 10 Categories
Vacancy
26.9
Auction / REO
—
Construction Pressure
40.5
FL Deep Bonus
—
Property Stress
21.0
HOA / Federal Liens
—
Listings Discount
47.4
Bank Institutional
68.6
Insurance Distress
0.0
Foreclosure / Delinquency
30.0
Top-Line Metrics
Avg DOM (days)
6.0
Price Cut %
—%
Short-Sale Listings
1
Auction Events 90d
—
Vacancy %
26.9%
Bank Score
68.6
Insurance Score
0.0
Listings Discount
47.4
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 38925 | 40.4 | 23.0 | 0.0 | 47.4 |
| County 28097 | 38.3 | 22.8 | 0.0 | 22.0 |
| MS state avg | 33.4 | 19.9 | 0.0 | 33.1 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (6)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 39747 | 44.3 | STRONG_BUY | VACANCY | 61 | 22 |
| 39176 | 40.5 | PEAK_OPPORTUNITY | VACANCY | 52 | 20 |
| 38967 | 35.1 | EARLY_SIGNAL | VACANCY | — | 21 |
| 38901 | 32.3 | EARLY_SIGNAL | VACANCY | 29 | 21 |
| 39767 | 30.4 | WEAK | VACANCY | — | 15 |
| 39745 | 29.8 | WEAK | VACANCY | — | 16 |
DLRadar data · last update 10/20/2026, 9:32:01 AM
API: /api/economic-pulse/zip/38925
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.