ZIP
39176
MS · County 28015 · pop 2,638 (population)
40.2
Opportunity Index
PEAK_OPPORTUNITYNational rank #2034
Why This ZIP
ZIP 39176 ranks #2034 nationally with phase PEAK_OPPORTUNITY. Primary driver: VACANCY. Capital opportunity score is 41.0, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 39176 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 28015 — ZIP 39176 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 28015 — ZIP 39176 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 28015 — ZIP 39176 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 52.4 |
| Foreclosure / Delinquency | 24.0 |
| Vacancy | 19.5 |
▼ Top 3 Risk Signals
| Bank Institutional | 69.1 |
| Construction Pressure | 35.7 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#2034
PhasePEAK_OPPORTUNITY
Primary driverVACANCY
Capital opp41.0
Pulse score39.6
Signal Breakdown — 10 Categories
Vacancy
19.5
Auction / REO
—
Construction Pressure
35.7
FL Deep Bonus
—
Property Stress
19.0
HOA / Federal Liens
—
Listings Discount
52.4
Bank Institutional
69.1
Insurance Distress
0.0
Foreclosure / Delinquency
24.0
Top-Line Metrics
Avg DOM (days)
3.0
Price Cut %
—%
Short-Sale Listings
0
Auction Events 90d
—
Vacancy %
19.5%
Bank Score
69.1
Insurance Score
0.0
Listings Discount
52.4
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 39176 | 39.6 | 20.0 | 0.0 | 52.4 |
| County 28015 | 35.1 | 24.8 | 0.0 | 29.9 |
| MS state avg | 33.1 | 19.1 | 0.0 | 33.1 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 38917 | 40.1 | PEAK_OPPORTUNITY | VACANCY | 62 | 19 |
| 38924 | 39.6 | PEAK_OPPORTUNITY | VACANCY | 57 | 20 |
| 39192 | 39.1 | PEAK_OPPORTUNITY | VACANCY | 58 | 17 |
| 38930 | 36.8 | OVERHEATED | VACANCY | 29 | 28 |
| 38954 | 36.2 | EARLY_SIGNAL | VACANCY | — | 31 |
| 39095 | 35.9 | WATCHLIST | VACANCY | 41 | 17 |
| 38967 | 34.7 | EARLY_SIGNAL | VACANCY | — | 20 |
| 38947 | 32.1 | EARLY_SIGNAL | VACANCY | — | 12 |
| 38901 | 31.9 | EARLY_SIGNAL | VACANCY | 29 | 20 |
| 38923 | 31.1 | EARLY_SIGNAL | VACANCY | — | 19 |
DLRadar data · last update 10/20/2026, 12:38:14 PM
API: /api/economic-pulse/zip/39176
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.