ZIP
38923
MS · County 28015 · pop 938 (population)
31.1
Opportunity Index
EARLY_SIGNALNational rank #19660
Why This ZIP
ZIP 38923 ranks #19660 nationally with phase EARLY_SIGNAL. Primary driver: VACANCY. Capital opportunity score is 37.6, signal coverage 5/10 (63% data coverage, MEDIUM confidence).
ZIP 38923 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 28015 — ZIP 38923 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 28015 — ZIP 38923 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 28015 — ZIP 38923 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Foreclosure / Delinquency | 22.0 |
| Vacancy | 21.1 |
| Property Stress | 19.0 |
▼ Top 3 Risk Signals
| Bank Institutional | 31.0 |
⚠ Missing Data
Auction / REOConstruction PressureFL Deep BonusHOA / Federal LiensListings DiscountInsurance Distress
Coverage: 63%
Confidence: MEDIUM
⇅ Rank
National rank#19660
PhaseEARLY_SIGNAL
Primary driverVACANCY
Capital opp37.6
Pulse score26.7
Signal Breakdown — 10 Categories
Vacancy
21.1
Auction / REO
—
Construction Pressure
—
FL Deep Bonus
—
Property Stress
19.0
HOA / Federal Liens
—
Listings Discount
—
Bank Institutional
31.0
Insurance Distress
0.0
Foreclosure / Delinquency
22.0
Top-Line Metrics
Avg DOM (days)
—
Price Cut %
—%
Short-Sale Listings
—
Auction Events 90d
—
Vacancy %
21.1%
Bank Score
31.0
Insurance Score
0.0
Listings Discount
—
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 38923 | 26.7 | 19.8 | 0.0 | — |
| County 28015 | 35.1 | 24.8 | 0.0 | 29.9 |
| MS state avg | 33.1 | 19.1 | 0.0 | 33.1 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 39176 | 40.2 | PEAK_OPPORTUNITY | VACANCY | 52 | 19 |
| 38917 | 40.1 | PEAK_OPPORTUNITY | VACANCY | 62 | 19 |
| 38924 | 39.6 | PEAK_OPPORTUNITY | VACANCY | 57 | 20 |
| 39192 | 39.1 | PEAK_OPPORTUNITY | VACANCY | 58 | 17 |
| 38930 | 36.8 | OVERHEATED | VACANCY | 29 | 28 |
| 38954 | 36.2 | EARLY_SIGNAL | VACANCY | — | 31 |
| 39095 | 35.9 | WATCHLIST | VACANCY | 41 | 17 |
| 38967 | 34.7 | EARLY_SIGNAL | VACANCY | — | 20 |
| 38947 | 32.1 | EARLY_SIGNAL | VACANCY | — | 12 |
| 38901 | 31.9 | EARLY_SIGNAL | VACANCY | 29 | 20 |
DLRadar data · last update 10/20/2026, 12:38:14 PM
API: /api/economic-pulse/zip/38923
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.