ZIP
39042
MS · County 28121 · pop 37,906 (population)
27.3
Opportunity Index
WEAKNational rank #28523
Why This ZIP
ZIP 39042 ranks #28523 nationally with phase WEAK. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 35.0, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 39042 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 28121 — ZIP 39042 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 28121 — ZIP 39042 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 28121 — ZIP 39042 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 35.0 |
| Property Stress | 9.0 |
| Foreclosure / Delinquency | 7.0 |
▼ Top 3 Risk Signals
| Bank Institutional | 54.2 |
⚠ Missing Data
Auction / REOConstruction PressureFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#28523
PhaseWEAK
Primary driverBANK_INSTITUTIONAL
Capital opp35.0
Pulse score22.1
Signal Breakdown — 10 Categories
Vacancy
4.9
Auction / REO
—
Construction Pressure
0.0
FL Deep Bonus
—
Property Stress
9.0
HOA / Federal Liens
—
Listings Discount
35.0
Bank Institutional
54.2
Insurance Distress
0.0
Foreclosure / Delinquency
7.0
Top-Line Metrics
Avg DOM (days)
146.6
Price Cut %
12.7%
Short-Sale Listings
1
Auction Events 90d
—
Vacancy %
4.9%
Bank Score
54.2
Insurance Score
0.0
Listings Discount
35.0
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 39042 | 22.1 | 7.4 | 0.0 | 35.0 |
| County 28121 | 23.7 | 7.9 | 0.0 | 39.5 |
| MS state avg | 33.1 | 19.1 | 0.0 | 33.1 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 39117 | 40.9 | STRONG_BUY | VACANCY | 54 | 30 |
| 39114 | 34.0 | WATCHLIST | VACANCY | 42 | 18 |
| 39044 | 33.7 | WATCHLIST | VACANCY | 52 | 15 |
| 39145 | 33.0 | EARLY_SIGNAL | VACANCY | 49 | 10 |
| 39218 | 32.2 | EARLY_SIGNAL | LISTINGS_DISCOUNT | 54 | 9 |
| 39073 | 30.9 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 42 | 11 |
| 39094 | 30.8 | WEAK | VACANCY | — | 22 |
| 39047 | 30.4 | WEAK | BANK_INSTITUTIONAL | 46 | 9 |
| 39208 | 27.7 | WEAK | BANK_INSTITUTIONAL | 36 | 9 |
| 39232 | 24.4 | WEAK | BANK_INSTITUTIONAL | 23 | 9 |
DLRadar data · last update 10/20/2026, 12:38:14 PM
API: /api/economic-pulse/zip/39042
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.