ZIP
39044
MS · County 28127 · pop 2,748 (population)
33.7
Opportunity Index
WATCHLISTNational rank #12742
Why This ZIP
ZIP 39044 ranks #12742 nationally with phase WATCHLIST. Primary driver: VACANCY. Capital opportunity score is 48.0, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 39044 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 28127 — ZIP 39044 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 28127 — ZIP 39044 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 28127 — ZIP 39044 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 51.9 |
| Foreclosure / Delinquency | 19.0 |
| Vacancy | 15.2 |
▼ Top 3 Risk Signals
| Bank Institutional | 28.5 |
⚠ Missing Data
Auction / REOConstruction PressureFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#12742
PhaseWATCHLIST
Primary driverVACANCY
Capital opp48.0
Pulse score24.2
Signal Breakdown — 10 Categories
Vacancy
15.2
Auction / REO
—
Construction Pressure
0.0
FL Deep Bonus
—
Property Stress
15.0
HOA / Federal Liens
—
Listings Discount
51.9
Bank Institutional
28.5
Insurance Distress
0.0
Foreclosure / Delinquency
19.0
Top-Line Metrics
Avg DOM (days)
178.0
Price Cut %
10.0%
Short-Sale Listings
0
Auction Events 90d
—
Vacancy %
15.2%
Bank Score
28.5
Insurance Score
0.0
Listings Discount
51.9
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 39044 | 24.2 | 14.4 | 0.0 | 51.9 |
| County 28127 | 28.5 | 17.2 | 0.0 | 36.4 |
| MS state avg | 33.1 | 19.1 | 0.0 | 33.1 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (9)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 39149 | 38.2 | PEAK_OPPORTUNITY | VACANCY | 62 | 19 |
| 39114 | 34.0 | WATCHLIST | VACANCY | 42 | 18 |
| 39078 | 33.3 | EARLY_SIGNAL | VACANCY | — | 15 |
| 39119 | 32.8 | EARLY_SIGNAL | VACANCY | — | 22 |
| 39111 | 32.7 | EARLY_SIGNAL | VACANCY | 34 | 19 |
| 39073 | 30.9 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 42 | 11 |
| 39140 | 30.0 | WEAK | VACANCY | — | 21 |
| 39082 | 29.0 | WEAK | VACANCY | — | 19 |
| 39062 | 27.9 | WEAK | VACANCY | — | 19 |
DLRadar data · last update 10/20/2026, 12:38:14 PM
API: /api/economic-pulse/zip/39044
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.