ZIP
39056
MS · County 28049 · pop 27,307 (population)
33.6
Opportunity Index
WATCHLISTNational rank #12964
Why This ZIP
ZIP 39056 ranks #12964 nationally with phase WATCHLIST. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 39.4, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 39056 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 28049 — ZIP 39056 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 28049 — ZIP 39056 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 28049 — ZIP 39056 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 38.6 |
| Foreclosure / Delinquency | 28.0 |
| Property Stress | 23.0 |
▼ Top 3 Risk Signals
| Bank Institutional | 53.3 |
⚠ Missing Data
Auction / REOConstruction PressureFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#12964
PhaseWATCHLIST
Primary driverBANK_INSTITUTIONAL
Capital opp39.4
Pulse score29.8
Signal Breakdown — 10 Categories
Vacancy
8.5
Auction / REO
—
Construction Pressure
0.0
FL Deep Bonus
—
Property Stress
23.0
HOA / Federal Liens
—
Listings Discount
38.6
Bank Institutional
53.3
Insurance Distress
0.0
Foreclosure / Delinquency
28.0
Top-Line Metrics
Avg DOM (days)
82.0
Price Cut %
11.0%
Short-Sale Listings
1
Auction Events 90d
—
Vacancy %
8.5%
Bank Score
53.3
Insurance Score
0.0
Listings Discount
38.6
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 39056 | 29.8 | 24.1 | 0.0 | 38.6 |
| County 28049 | 31.2 | 23.9 | 0.0 | 39.1 |
| MS state avg | 33.1 | 19.1 | 0.0 | 33.1 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 39212 | 39.4 | PEAK_OPPORTUNITY | VACANCY | 54 | 23 |
| 39203 | 39.1 | PEAK_OPPORTUNITY | VACANCY | 50 | 23 |
| 39204 | 38.5 | PEAK_OPPORTUNITY | VACANCY | 50 | 23 |
| 39209 | 37.3 | PEAK_OPPORTUNITY | VACANCY | 46 | 23 |
| 39154 | 36.7 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 48 | 23 |
| 39272 | 36.0 | WATCHLIST | BANK_INSTITUTIONAL | 48 | 23 |
| 39059 | 35.8 | WATCHLIST | VACANCY | 50 | 17 |
| 39211 | 35.5 | WATCHLIST | BANK_INSTITUTIONAL | 46 | 23 |
| 39213 | 34.7 | EARLY_SIGNAL | VACANCY | 35 | 23 |
| 39206 | 33.8 | WATCHLIST | VACANCY | 42 | 23 |
DLRadar data · last update 10/20/2026, 12:38:14 PM
API: /api/economic-pulse/zip/39056
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.