ZIP
39096
MS · County 28063 · pop 2,267 (population)
37.0
Opportunity Index
PEAK_OPPORTUNITYNational rank #5701
Why This ZIP
ZIP 39096 ranks #5701 nationally with phase PEAK_OPPORTUNITY. Primary driver: VACANCY. Capital opportunity score is 51.2, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 39096 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 28063 — ZIP 39096 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 28063 — ZIP 39096 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 28063 — ZIP 39096 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 58.2 |
| Vacancy | 31.8 |
| Foreclosure / Delinquency | 27.0 |
▼ Top 3 Risk Signals
| Bank Institutional | 27.5 |
⚠ Missing Data
Auction / REOConstruction PressureFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#5701
PhasePEAK_OPPORTUNITY
Primary driverVACANCY
Capital opp51.2
Pulse score27.5
Signal Breakdown — 10 Categories
Vacancy
31.8
Auction / REO
—
Construction Pressure
0.0
FL Deep Bonus
—
Property Stress
17.0
HOA / Federal Liens
—
Listings Discount
58.2
Bank Institutional
27.5
Insurance Distress
0.0
Foreclosure / Delinquency
27.0
Top-Line Metrics
Avg DOM (days)
105.0
Price Cut %
—%
Short-Sale Listings
1
Auction Events 90d
—
Vacancy %
31.8%
Bank Score
27.5
Insurance Score
0.0
Listings Discount
58.2
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 39096 | 27.5 | 19.0 | 0.0 | 58.2 |
| County 28063 | 33.8 | 19.3 | 0.0 | 22.8 |
| MS state avg | 33.1 | 19.1 | 0.0 | 33.1 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (6)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 39120 | 40.0 | PEAK_OPPORTUNITY | VACANCY | 42 | 18 |
| 39661 | 36.6 | OVERHEATED | VACANCY | — | 23 |
| 39653 | 36.0 | EARLY_SIGNAL | VACANCY | — | 28 |
| 39144 | 33.6 | EARLY_SIGNAL | VACANCY | — | 15 |
| 39069 | 32.2 | EARLY_SIGNAL | VACANCY | — | 17 |
| 39668 | 28.1 | WEAK | VACANCY | — | 18 |
DLRadar data · last update 10/20/2026, 12:38:14 PM
API: /api/economic-pulse/zip/39096
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.