ZIP
39322
MS · County 28153 · pop 2,168 (population)
42.0
Opportunity Index
STRONG_BUYNational rank #963
Why This ZIP
ZIP 39322 ranks #963 nationally with phase STRONG_BUY. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 43.3, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 39322 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 28153 — ZIP 39322 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 28153 — ZIP 39322 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 28153 — ZIP 39322 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 62.0 |
| Foreclosure / Delinquency | 28.0 |
| Property Stress | 23.0 |
▼ Top 3 Risk Signals
| Bank Institutional | 80.5 |
⚠ Missing Data
Auction / REOConstruction PressureFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#963
PhaseSTRONG_BUY
Primary driverBANK_INSTITUTIONAL
Capital opp43.3
Pulse score41.2
Signal Breakdown — 10 Categories
Vacancy
15.9
Auction / REO
—
Construction Pressure
0.0
FL Deep Bonus
—
Property Stress
23.0
HOA / Federal Liens
—
Listings Discount
62.0
Bank Institutional
80.5
Insurance Distress
0.0
Foreclosure / Delinquency
28.0
Top-Line Metrics
Avg DOM (days)
178.0
Price Cut %
—%
Short-Sale Listings
1
Auction Events 90d
—
Vacancy %
15.9%
Bank Score
80.5
Insurance Score
0.0
Listings Discount
62.0
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 39322 | 41.2 | 23.4 | 0.0 | 62.0 |
| County 28153 | 38.7 | 21.8 | 0.0 | 49.6 |
| MS state avg | 33.1 | 19.1 | 0.0 | 33.1 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (7)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 39362 | 41.7 | STRONG_BUY | VACANCY | 57 | 23 |
| 39443 | 41.2 | STRONG_BUY | VACANCY | 50 | 16 |
| 39439 | 39.8 | PEAK_OPPORTUNITY | VACANCY | 43 | 16 |
| 39367 | 39.3 | PEAK_OPPORTUNITY | VACANCY | 51 | 23 |
| 39360 | 37.6 | PEAK_OPPORTUNITY | VACANCY | 57 | 19 |
| 39476 | 33.2 | EARLY_SIGNAL | VACANCY | — | 22 |
| 39324 | 25.3 | WEAK | BANK_INSTITUTIONAL | — | 15 |
DLRadar data · last update 10/20/2026, 12:38:14 PM
API: /api/economic-pulse/zip/39322
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.