ZIP
39328
MS · County 28069 · pop 4,836 (population)
33.4
Opportunity Index
EARLY_SIGNALNational rank #13517
Why This ZIP
ZIP 39328 ranks #13517 nationally with phase EARLY_SIGNAL. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 29.0, signal coverage 6/10 (75% data coverage, HIGH confidence).
ZIP 39328 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 28069 — ZIP 39328 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 28069 — ZIP 39328 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 28069 — ZIP 39328 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 29.2 |
| Foreclosure / Delinquency | 27.0 |
| Property Stress | 17.0 |
▼ Top 3 Risk Signals
| Bank Institutional | 80.2 |
⚠ Missing Data
Auction / REOConstruction PressureFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 75%
Confidence: HIGH
⇅ Rank
National rank#13517
PhaseEARLY_SIGNAL
Primary driverBANK_INSTITUTIONAL
Capital opp29.0
Pulse score36.3
Signal Breakdown — 10 Categories
Vacancy
12.8
Auction / REO
—
Construction Pressure
—
FL Deep Bonus
—
Property Stress
17.0
HOA / Federal Liens
—
Listings Discount
29.2
Bank Institutional
80.2
Insurance Distress
0.0
Foreclosure / Delinquency
27.0
Top-Line Metrics
Avg DOM (days)
149.0
Price Cut %
—%
Short-Sale Listings
0
Auction Events 90d
—
Vacancy %
12.8%
Bank Score
80.2
Insurance Score
0.0
Listings Discount
29.2
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 39328 | 36.3 | 18.1 | 0.0 | 29.2 |
| County 28069 | 33.8 | 18.9 | 0.0 | 23.0 |
| MS state avg | 33.1 | 19.1 | 0.0 | 33.1 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 39365 | 49.2 | STRONG_BUY | VACANCY | 60 | 30 |
| 39350 | 45.5 | STRONG_BUY | VACANCY | 53 | 34 |
| 39354 | 42.1 | STRONG_BUY | VACANCY | 60 | 19 |
| 39335 | 37.1 | PEAK_OPPORTUNITY | VACANCY | 59 | 16 |
| 39358 | 32.2 | EARLY_SIGNAL | VACANCY | — | 15 |
| 39352 | 30.6 | WEAK | VACANCY | — | 15 |
| 39325 | 30.5 | WEAK | BANK_INSTITUTIONAL | — | 18 |
| 39361 | 29.0 | WEAK | VACANCY | — | 16 |
| 39326 | 28.2 | WEAK | VACANCY | — | 14 |
| 39320 | 26.1 | WEAK | BANK_INSTITUTIONAL | — | 16 |
DLRadar data · last update 10/20/2026, 12:38:14 PM
API: /api/economic-pulse/zip/39328
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.