ZIP
39423
MS · County 28111 · pop 2,687 (population)
41.1
Opportunity Index
STRONG_BUYNational rank #1430
Why This ZIP
ZIP 39423 ranks #1430 nationally with phase STRONG_BUY. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 45.4, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 39423 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 28111 — ZIP 39423 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 28111 — ZIP 39423 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 28111 — ZIP 39423 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 61.3 |
| Foreclosure / Delinquency | 28.0 |
| Property Stress | 24.0 |
▼ Top 3 Risk Signals
| Bank Institutional | 69.9 |
⚠ Missing Data
Auction / REOConstruction PressureFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#1430
PhaseSTRONG_BUY
Primary driverBANK_INSTITUTIONAL
Capital opp45.4
Pulse score38.3
Signal Breakdown — 10 Categories
Vacancy
13.9
Auction / REO
—
Construction Pressure
0.0
FL Deep Bonus
—
Property Stress
24.0
HOA / Federal Liens
—
Listings Discount
61.3
Bank Institutional
69.9
Insurance Distress
0.0
Foreclosure / Delinquency
28.0
Top-Line Metrics
Avg DOM (days)
5.0
Price Cut %
—%
Short-Sale Listings
1
Auction Events 90d
—
Vacancy %
13.9%
Bank Score
69.9
Insurance Score
0.0
Listings Discount
61.3
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 39423 | 38.3 | 23.4 | 0.0 | 61.3 |
| County 28111 | 34.4 | 20.6 | 0.0 | 23.5 |
| MS state avg | 33.1 | 19.1 | 0.0 | 33.1 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (7)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 39464 | 38.5 | PEAK_OPPORTUNITY | LISTINGS_DISCOUNT | 56 | 16 |
| 39465 | 36.4 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 42 | 19 |
| 39577 | 34.5 | EARLY_SIGNAL | VACANCY | — | 23 |
| 39462 | 33.9 | EARLY_SIGNAL | VACANCY | — | 24 |
| 39476 | 33.2 | EARLY_SIGNAL | VACANCY | — | 22 |
| 39425 | 33.1 | EARLY_SIGNAL | VACANCY | — | 22 |
| 39456 | 32.1 | EARLY_SIGNAL | VACANCY | — | 22 |
DLRadar data · last update 10/20/2026, 12:38:14 PM
API: /api/economic-pulse/zip/39423
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.