ZIP
39464
MS · County 28067 · pop 3,240 (population)
38.5
Opportunity Index
PEAK_OPPORTUNITYNational rank #3686
Why This ZIP
ZIP 39464 ranks #3686 nationally with phase PEAK_OPPORTUNITY. Primary driver: LISTINGS_DISCOUNT. Capital opportunity score is 49.8, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 39464 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 28067 — ZIP 39464 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 28067 — ZIP 39464 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 28067 — ZIP 39464 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 56.0 |
| Foreclosure / Delinquency | 21.0 |
| Property Stress | 16.0 |
▼ Top 3 Risk Signals
| Construction Pressure | 100.0 |
| Bank Institutional | 29.0 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#3686
PhasePEAK_OPPORTUNITY
Primary driverLISTINGS_DISCOUNT
Capital opp49.8
Pulse score31.0
Signal Breakdown — 10 Categories
Vacancy
6.8
Auction / REO
—
Construction Pressure
100.0
FL Deep Bonus
—
Property Stress
16.0
HOA / Federal Liens
—
Listings Discount
56.0
Bank Institutional
29.0
Insurance Distress
0.0
Foreclosure / Delinquency
21.0
Top-Line Metrics
Avg DOM (days)
5.0
Price Cut %
—%
Short-Sale Listings
1
Auction Events 90d
—
Vacancy %
6.8%
Bank Score
29.0
Insurance Score
0.0
Listings Discount
56.0
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 39464 | 31.0 | 16.2 | 0.0 | 56.0 |
| County 28067 | 38.1 | 15.7 | 0.0 | 33.5 |
| MS state avg | 33.1 | 19.1 | 0.0 | 33.1 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 39168 | 43.0 | STRONG_BUY | VACANCY | 55 | 20 |
| 39443 | 41.2 | STRONG_BUY | VACANCY | 50 | 16 |
| 39439 | 39.8 | PEAK_OPPORTUNITY | VACANCY | 43 | 16 |
| 39440 | 39.5 | PEAK_OPPORTUNITY | VACANCY | 49 | 15 |
| 39477 | 36.9 | OVERHEATED | VACANCY | — | 15 |
| 39465 | 36.4 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 42 | 19 |
| 39479 | 35.8 | EARLY_SIGNAL | VACANCY | — | 22 |
| 39437 | 35.7 | EARLY_SIGNAL | VACANCY | — | 15 |
| 39401 | 34.8 | EARLY_SIGNAL | VACANCY | 35 | 17 |
| 39476 | 33.2 | EARLY_SIGNAL | VACANCY | — | 22 |
DLRadar data · last update 10/20/2026, 12:38:14 PM
API: /api/economic-pulse/zip/39464
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.