ZIP
39451
MS · County 28041 · pop 7,957 (population)
38.9
Opportunity Index
PEAK_OPPORTUNITYNational rank #3234
Why This ZIP
ZIP 39451 ranks #3234 nationally with phase PEAK_OPPORTUNITY. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 40.8, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 39451 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 28041 — ZIP 39451 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 28041 — ZIP 39451 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 28041 — ZIP 39451 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 53.6 |
| Foreclosure / Delinquency | 28.0 |
| Property Stress | 23.0 |
▼ Top 3 Risk Signals
| Bank Institutional | 76.2 |
⚠ Missing Data
Auction / REOConstruction PressureFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#3234
PhasePEAK_OPPORTUNITY
Primary driverBANK_INSTITUTIONAL
Capital opp40.8
Pulse score37.7
Signal Breakdown — 10 Categories
Vacancy
10.7
Auction / REO
—
Construction Pressure
0.0
FL Deep Bonus
—
Property Stress
23.0
HOA / Federal Liens
—
Listings Discount
53.6
Bank Institutional
76.2
Insurance Distress
0.0
Foreclosure / Delinquency
28.0
Top-Line Metrics
Avg DOM (days)
55.0
Price Cut %
—%
Short-Sale Listings
2
Auction Events 90d
—
Vacancy %
10.7%
Bank Score
76.2
Insurance Score
0.0
Listings Discount
53.6
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 39451 | 37.7 | 23.8 | 0.0 | 53.6 |
| County 28041 | 36.1 | 22.5 | 0.0 | 45.0 |
| MS state avg | 33.1 | 19.1 | 0.0 | 33.1 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (6)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 39362 | 41.7 | STRONG_BUY | VACANCY | 57 | 23 |
| 39423 | 41.1 | STRONG_BUY | BANK_INSTITUTIONAL | 61 | 24 |
| 39452 | 36.8 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 51 | 20 |
| 39476 | 33.2 | EARLY_SIGNAL | VACANCY | — | 22 |
| 39456 | 32.1 | EARLY_SIGNAL | VACANCY | — | 22 |
| 39461 | 28.9 | WEAK | VACANCY | — | 15 |
DLRadar data · last update 10/20/2026, 12:38:14 PM
API: /api/economic-pulse/zip/39451
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.