ZIP
39635
MS · County 28113 · pop 0 (equal)
32.0
Opportunity Index
EARLY_SIGNALNational rank #17224
Why This ZIP
ZIP 39635 ranks #17224 nationally with phase EARLY_SIGNAL. Primary driver: VACANCY. Capital opportunity score is 37.5, signal coverage 6/10 (75% data coverage, HIGH confidence).
ZIP 39635 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 28113 — ZIP 39635 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 28113 — ZIP 39635 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 28113 — ZIP 39635 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Vacancy | 100.0 |
| Foreclosure / Delinquency | 28.0 |
| Property Stress | 15.0 |
▼ Top 3 Risk Signals
| Construction Pressure | 72.2 |
| Bank Institutional | 27.5 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensListings DiscountInsurance Distress
Coverage: 75%
Confidence: HIGH
⇅ Rank
National rank#17224
PhaseEARLY_SIGNAL
Primary driverVACANCY
Capital opp37.5
Pulse score28.4
Signal Breakdown — 10 Categories
Vacancy
100.0
Auction / REO
—
Construction Pressure
72.2
FL Deep Bonus
—
Property Stress
15.0
HOA / Federal Liens
—
Listings Discount
—
Bank Institutional
27.5
Insurance Distress
0.0
Foreclosure / Delinquency
28.0
Top-Line Metrics
Avg DOM (days)
—
Price Cut %
—%
Short-Sale Listings
—
Auction Events 90d
—
Vacancy %
100.0%
Bank Score
27.5
Insurance Score
0.0
Listings Discount
—
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 39635 | 28.4 | 16.8 | 0.0 | — |
| County 28113 | 40.1 | 27.2 | 0.0 | 45.5 |
| MS state avg | 33.1 | 19.1 | 0.0 | 33.1 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (7)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 39652 | 45.3 | STRONG_BUY | VACANCY | 59 | 28 |
| 39667 | 44.9 | STRONG_BUY | VACANCY | 48 | 33 |
| 39648 | 40.7 | STRONG_BUY | VACANCY | 45 | 23 |
| 39641 | 39.9 | PEAK_OPPORTUNITY | VACANCY | 59 | 27 |
| 39666 | 39.4 | PEAK_OPPORTUNITY | VACANCY | 41 | 29 |
| 39657 | 37.7 | OVERHEATED | VACANCY | — | 22 |
| 39662 | 27.3 | WEAK | VACANCY | 25 | 15 |
DLRadar data · last update 10/20/2026, 12:38:14 PM
API: /api/economic-pulse/zip/39635
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.