ZIP
39647
MS · County 28037 · pop 666 (population)
35.9
Opportunity Index
WATCHLISTNational rank #7645
Why This ZIP
ZIP 39647 ranks #7645 nationally with phase WATCHLIST. Primary driver: VACANCY. Capital opportunity score is 46.4, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 39647 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 28037 — ZIP 39647 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 28037 — ZIP 39647 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 28037 — ZIP 39647 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Vacancy | 53.5 |
| Listings Discount | 44.4 |
| Foreclosure / Delinquency | 28.0 |
▼ Top 3 Risk Signals
| Bank Institutional | 30.5 |
⚠ Missing Data
Auction / REOConstruction PressureFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#7645
PhaseWATCHLIST
Primary driverVACANCY
Capital opp46.4
Pulse score28.9
Signal Breakdown — 10 Categories
Vacancy
53.5
Auction / REO
—
Construction Pressure
0.0
FL Deep Bonus
—
Property Stress
24.0
HOA / Federal Liens
—
Listings Discount
44.4
Bank Institutional
30.5
Insurance Distress
0.0
Foreclosure / Delinquency
28.0
Top-Line Metrics
Avg DOM (days)
3.0
Price Cut %
—%
Short-Sale Listings
0
Auction Events 90d
—
Vacancy %
53.5%
Bank Score
30.5
Insurance Score
0.0
Listings Discount
44.4
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 39647 | 28.9 | 24.6 | 0.0 | 44.4 |
| County 28037 | 35.2 | 26.5 | 0.0 | 11.7 |
| MS state avg | 33.1 | 19.1 | 0.0 | 33.1 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (7)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 39630 | 37.0 | OVERHEATED | VACANCY | — | 24 |
| 39661 | 36.6 | OVERHEATED | VACANCY | — | 23 |
| 39653 | 36.0 | EARLY_SIGNAL | VACANCY | — | 28 |
| 39601 | 34.9 | WATCHLIST | VACANCY | 37 | 23 |
| 39664 | 33.7 | EARLY_SIGNAL | VACANCY | — | 35 |
| 39069 | 32.2 | EARLY_SIGNAL | VACANCY | — | 17 |
| 39668 | 28.1 | WEAK | VACANCY | — | 18 |
DLRadar data · last update 10/20/2026, 12:38:14 PM
API: /api/economic-pulse/zip/39647
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.