ZIP
40061
KY · County 21229 · pop 205 (population)
27.6
Opportunity Index
WEAKNational rank #27955
Why This ZIP
ZIP 40061 ranks #27955 nationally with phase WEAK. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 36.1, signal coverage 5/10 (63% data coverage, MEDIUM confidence).
ZIP 40061 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 21229 — ZIP 40061 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 21229 — ZIP 40061 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 21229 — ZIP 40061 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Foreclosure / Delinquency | 19.0 |
| Property Stress | 12.0 |
▼ Top 3 Risk Signals
| Construction Pressure | 69.0 |
| Bank Institutional | 31.5 |
⚠ Missing Data
VacancyAuction / REOFL Deep BonusHOA / Federal LiensListings DiscountInsurance Distress
Coverage: 63%
Confidence: MEDIUM
⇅ Rank
National rank#27955
PhaseWEAK
Primary driverBANK_INSTITUTIONAL
Capital opp36.1
Pulse score21.9
Signal Breakdown — 10 Categories
Vacancy
—
Auction / REO
—
Construction Pressure
69.0
FL Deep Bonus
—
Property Stress
12.0
HOA / Federal Liens
—
Listings Discount
—
Bank Institutional
31.5
Insurance Distress
0.0
Foreclosure / Delinquency
19.0
Top-Line Metrics
Avg DOM (days)
—
Price Cut %
—%
Short-Sale Listings
—
Auction Events 90d
—
Vacancy %
—%
Bank Score
31.5
Insurance Score
0.0
Listings Discount
—
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 40061 | 21.9 | 11.4 | 0.0 | — |
| County 21229 | 38.1 | 20.9 | 0.0 | 43.8 |
| KY state avg | 33.9 | 22.0 | 0.0 | 29.9 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (7)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 40069 | 40.7 | STRONG_BUY | BANK_INSTITUTIONAL | 52 | 23 |
| 40078 | 39.9 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 46 | 23 |
| 40330 | 37.3 | PEAK_OPPORTUNITY | VACANCY | 39 | 25 |
| 40468 | 33.2 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 17 |
| 40033 | 31.1 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 30 | 18 |
| 40040 | 30.7 | WEAK | VACANCY | — | 12 |
| 40037 | 30.6 | WEAK | BANK_INSTITUTIONAL | — | 17 |
DLRadar data · last update 10/20/2026, 9:32:01 AM
API: /api/economic-pulse/zip/40061
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.