ZIP
40468
KY · County 21021 · pop 1,969 (population)
33.2
Opportunity Index
EARLY_SIGNALNational rank #14022
Why This ZIP
ZIP 40468 ranks #14022 nationally with phase EARLY_SIGNAL. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 29.7, signal coverage 6/10 (75% data coverage, HIGH confidence).
ZIP 40468 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 21021 — ZIP 40468 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 21021 — ZIP 40468 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 21021 — ZIP 40468 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Property Stress | 17.0 |
| Foreclosure / Delinquency | 17.0 |
| Vacancy | 11.9 |
▼ Top 3 Risk Signals
| Bank Institutional | 68.7 |
| Construction Pressure | 56.8 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensListings DiscountInsurance Distress
Coverage: 75%
Confidence: HIGH
⇅ Rank
National rank#14022
PhaseEARLY_SIGNAL
Primary driverBANK_INSTITUTIONAL
Capital opp29.7
Pulse score35.6
Signal Breakdown — 10 Categories
Vacancy
11.9
Auction / REO
—
Construction Pressure
56.8
FL Deep Bonus
—
Property Stress
17.0
HOA / Federal Liens
—
Listings Discount
—
Bank Institutional
68.7
Insurance Distress
0.0
Foreclosure / Delinquency
17.0
Top-Line Metrics
Avg DOM (days)
—
Price Cut %
—%
Short-Sale Listings
—
Auction Events 90d
—
Vacancy %
11.9%
Bank Score
68.7
Insurance Score
0.0
Listings Discount
—
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 40468 | 35.6 | 16.3 | 0.0 | — |
| County 21021 | 30.8 | 15.0 | 0.0 | 27.5 |
| KY state avg | 33.9 | 22.0 | 0.0 | 29.9 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (4)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 40422 | 32.3 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 33 | 15 |
| 40440 | 32.2 | EARLY_SIGNAL | VACANCY | — | 15 |
| 40328 | 31.7 | EARLY_SIGNAL | VACANCY | — | 19 |
| 40464 | 30.1 | WEAK | VACANCY | — | 18 |
DLRadar data · last update 10/20/2026, 9:32:01 AM
API: /api/economic-pulse/zip/40468
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.