ZIP
40177
KY · County 21029 · pop 1,627 (population)
37.1
Opportunity Index
OVERHEATEDNational rank #5584
Why This ZIP
ZIP 40177 ranks #5584 nationally with phase OVERHEATED. Primary driver: VACANCY. Capital opportunity score is 30.0, signal coverage 6/10 (75% data coverage, HIGH confidence).
ZIP 40177 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 21029 — ZIP 40177 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 21029 — ZIP 40177 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 21029 — ZIP 40177 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Property Stress | 22.0 |
| Vacancy | 18.6 |
| Foreclosure / Delinquency | 18.0 |
▼ Top 3 Risk Signals
| Bank Institutional | 71.9 |
| Construction Pressure | 68.1 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensListings DiscountInsurance Distress
Coverage: 75%
Confidence: HIGH
⇅ Rank
National rank#5584
PhaseOVERHEATED
Primary driverVACANCY
Capital opp30.0
Pulse score41.9
Signal Breakdown — 10 Categories
Vacancy
18.6
Auction / REO
—
Construction Pressure
68.1
FL Deep Bonus
—
Property Stress
22.0
HOA / Federal Liens
—
Listings Discount
—
Bank Institutional
71.9
Insurance Distress
0.0
Foreclosure / Delinquency
18.0
Top-Line Metrics
Avg DOM (days)
—
Price Cut %
—%
Short-Sale Listings
—
Auction Events 90d
—
Vacancy %
18.6%
Bank Score
71.9
Insurance Score
0.0
Listings Discount
—
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 40177 | 41.9 | 20.3 | 0.0 | — |
| County 21029 | 33.1 | 19.3 | 0.0 | 36.5 |
| KY state avg | 34.6 | 23.8 | 0.0 | 29.9 |
| National | 31.1 | 17.5 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 40272 | 38.1 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 41 | 24 |
| 40165 | 37.7 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 49 | 20 |
| 40229 | 37.1 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 42 | 23 |
| 40299 | 35.3 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 33 | 24 |
| 40150 | 33.3 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 20 |
| 40110 | 32.4 | EARLY_SIGNAL | VACANCY | — | 20 |
| 40071 | 32.3 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 29 | 21 |
| 40047 | 32.3 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 27 | 20 |
| 40109 | 30.5 | WEAK | BANK_INSTITUTIONAL | — | 20 |
| 40013 | 27.9 | WEAK | BANK_INSTITUTIONAL | — | 19 |
DLRadar data · last update 10/20/2026, 6:49:37 AM
API: /api/economic-pulse/zip/40177
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.