ZIP
40229
KY · County 21111 · pop 40,015 (population)
37.1
Opportunity Index
PEAK_OPPORTUNITYNational rank #5584
Why This ZIP
ZIP 40229 ranks #5584 nationally with phase PEAK_OPPORTUNITY. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 40.3, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 40229 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 21111 — ZIP 40229 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 21111 — ZIP 40229 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 21111 — ZIP 40229 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 41.5 |
| Property Stress | 23.0 |
| Foreclosure / Delinquency | 20.0 |
▼ Top 3 Risk Signals
| Construction Pressure | 80.4 |
| Bank Institutional | 54.8 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#5584
PhasePEAK_OPPORTUNITY
Primary driverBANK_INSTITUTIONAL
Capital opp40.3
Pulse score35.0
Signal Breakdown — 10 Categories
Vacancy
3.0
Auction / REO
—
Construction Pressure
80.4
FL Deep Bonus
—
Property Stress
23.0
HOA / Federal Liens
—
Listings Discount
41.5
Bank Institutional
54.8
Insurance Distress
0.0
Foreclosure / Delinquency
20.0
Top-Line Metrics
Avg DOM (days)
79.0
Price Cut %
—%
Short-Sale Listings
1
Auction Events 90d
—
Vacancy %
3.0%
Bank Score
54.8
Insurance Score
0.0
Listings Discount
41.5
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 40229 | 35.0 | 22.0 | 0.0 | 41.5 |
| County 21111 | 34.8 | 23.0 | 0.0 | 25.1 |
| KY state avg | 34.6 | 23.8 | 0.0 | 29.9 |
| National | 31.1 | 17.5 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 40212 | 40.1 | PEAK_OPPORTUNITY | VACANCY | 37 | 24 |
| 40211 | 38.5 | OVERHEATED | VACANCY | 33 | 24 |
| 40272 | 38.1 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 41 | 24 |
| 40258 | 37.6 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 37 | 24 |
| 40210 | 37.4 | OVERHEATED | VACANCY | 35 | 24 |
| 40177 | 37.1 | OVERHEATED | VACANCY | — | 22 |
| 40216 | 35.7 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 31 | 24 |
| 40242 | 35.4 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 24 |
| 40217 | 35.3 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 24 |
| 40299 | 35.3 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 33 | 24 |
DLRadar data · last update 10/20/2026, 6:49:37 AM
API: /api/economic-pulse/zip/40229
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.