ZIP
40456
KY · County 21203 · pop 8,324 (population)
35.9
Opportunity Index
EARLY_SIGNALNational rank #7643
Why This ZIP
ZIP 40456 ranks #7643 nationally with phase EARLY_SIGNAL. Primary driver: VACANCY. Capital opportunity score is 38.2, signal coverage 6/10 (75% data coverage, HIGH confidence).
ZIP 40456 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 21203 — ZIP 40456 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 21203 — ZIP 40456 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 21203 — ZIP 40456 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 32.8 |
| Foreclosure / Delinquency | 29.0 |
| Property Stress | 27.0 |
▼ Top 3 Risk Signals
| Bank Institutional | 51.3 |
⚠ Missing Data
Auction / REOConstruction PressureFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 75%
Confidence: HIGH
⇅ Rank
National rank#7643
PhaseEARLY_SIGNAL
Primary driverVACANCY
Capital opp38.2
Pulse score34.3
Signal Breakdown — 10 Categories
Vacancy
13.8
Auction / REO
—
Construction Pressure
—
FL Deep Bonus
—
Property Stress
27.0
HOA / Federal Liens
—
Listings Discount
32.8
Bank Institutional
51.3
Insurance Distress
0.0
Foreclosure / Delinquency
29.0
Top-Line Metrics
Avg DOM (days)
114.5
Price Cut %
15.0%
Short-Sale Listings
0
Auction Events 90d
—
Vacancy %
13.8%
Bank Score
51.3
Insurance Score
0.0
Listings Discount
32.8
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 40456 | 34.3 | 27.6 | 0.0 | 32.8 |
| County 21203 | 34.9 | 26.4 | 0.0 | 31.4 |
| KY state avg | 33.9 | 22.0 | 0.0 | 29.9 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (6)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 40447 | 43.1 | STRONG_BUY | VACANCY | 43 | 29 |
| 40445 | 41.7 | STRONG_BUY | VACANCY | 58 | 27 |
| 40403 | 37.7 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 44 | 21 |
| 40409 | 36.6 | OVERHEATED | BANK_INSTITUTIONAL | 33 | 27 |
| 40419 | 35.3 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 23 |
| 40460 | 32.2 | EARLY_SIGNAL | VACANCY | — | 27 |
DLRadar data · last update 10/20/2026, 9:32:01 AM
API: /api/economic-pulse/zip/40456
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.