ZIP
40460
KY · County 21203 · pop 1,269 (population)
32.2
Opportunity Index
EARLY_SIGNALNational rank #16659
Why This ZIP
ZIP 40460 ranks #16659 nationally with phase EARLY_SIGNAL. Primary driver: VACANCY. Capital opportunity score is 40.2, signal coverage 5/10 (63% data coverage, MEDIUM confidence).
ZIP 40460 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 21203 — ZIP 40460 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 21203 — ZIP 40460 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 21203 — ZIP 40460 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Foreclosure / Delinquency | 29.0 |
| Property Stress | 27.0 |
| Vacancy | 12.9 |
▼ Top 3 Risk Signals
| Bank Institutional | 26.0 |
⚠ Missing Data
Auction / REOConstruction PressureFL Deep BonusHOA / Federal LiensListings DiscountInsurance Distress
Coverage: 63%
Confidence: MEDIUM
⇅ Rank
National rank#16659
PhaseEARLY_SIGNAL
Primary driverVACANCY
Capital opp40.2
Pulse score26.9
Signal Breakdown — 10 Categories
Vacancy
12.9
Auction / REO
—
Construction Pressure
—
FL Deep Bonus
—
Property Stress
27.0
HOA / Federal Liens
—
Listings Discount
—
Bank Institutional
26.0
Insurance Distress
0.0
Foreclosure / Delinquency
29.0
Top-Line Metrics
Avg DOM (days)
—
Price Cut %
—%
Short-Sale Listings
—
Auction Events 90d
—
Vacancy %
12.9%
Bank Score
26.0
Insurance Score
0.0
Listings Discount
—
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 40460 | 26.9 | 27.6 | 0.0 | — |
| County 21203 | 34.9 | 26.4 | 0.0 | 31.4 |
| KY state avg | 33.9 | 22.0 | 0.0 | 29.9 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (6)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 40447 | 43.1 | STRONG_BUY | VACANCY | 43 | 29 |
| 40445 | 41.7 | STRONG_BUY | VACANCY | 58 | 27 |
| 40403 | 37.7 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 44 | 21 |
| 40409 | 36.6 | OVERHEATED | BANK_INSTITUTIONAL | 33 | 27 |
| 40456 | 35.9 | EARLY_SIGNAL | VACANCY | 33 | 27 |
| 40419 | 35.3 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 23 |
DLRadar data · last update 10/20/2026, 9:32:01 AM
API: /api/economic-pulse/zip/40460
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.