ZIP
40701
KY · County 21235 · pop 29,767 (population)
36.1
Opportunity Index
EARLY_SIGNALNational rank #7263
Why This ZIP
ZIP 40701 ranks #7263 nationally with phase EARLY_SIGNAL. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 36.3, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 40701 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 21235 — ZIP 40701 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 21235 — ZIP 40701 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 21235 — ZIP 40701 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 33.1 |
| Foreclosure / Delinquency | 30.0 |
| Property Stress | 25.0 |
▼ Top 3 Risk Signals
| Bank Institutional | 59.7 |
| Construction Pressure | 52.8 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#7263
PhaseEARLY_SIGNAL
Primary driverBANK_INSTITUTIONAL
Capital opp36.3
Pulse score35.9
Signal Breakdown — 10 Categories
Vacancy
9.6
Auction / REO
—
Construction Pressure
52.8
FL Deep Bonus
—
Property Stress
25.0
HOA / Federal Liens
—
Listings Discount
33.1
Bank Institutional
59.7
Insurance Distress
0.0
Foreclosure / Delinquency
30.0
Top-Line Metrics
Avg DOM (days)
119.8
Price Cut %
5.5%
Short-Sale Listings
0
Auction Events 90d
—
Vacancy %
9.6%
Bank Score
59.7
Insurance Score
0.0
Listings Discount
33.1
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 40701 | 35.9 | 26.3 | 0.0 | 33.1 |
| County 21235 | 37.1 | 25.6 | 0.0 | 39.1 |
| KY state avg | 33.9 | 22.0 | 0.0 | 29.9 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (6)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 40769 | 41.6 | STRONG_BUY | VACANCY | 54 | 24 |
| 40906 | 37.5 | OVERHEATED | VACANCY | 23 | 32 |
| 40759 | 33.5 | EARLY_SIGNAL | VACANCY | — | 25 |
| 40763 | 31.3 | EARLY_SIGNAL | VACANCY | — | 16 |
| 40771 | 30.5 | WEAK | VACANCY | — | 20 |
| 40940 | 29.3 | WEAK | VACANCY | 22 | 14 |
DLRadar data · last update 10/20/2026, 12:38:14 PM
API: /api/economic-pulse/zip/40701
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.