ZIP
40769
KY · County 21235 · pop 17,931 (population)
41.6
Opportunity Index
STRONG_BUYNational rank #1153
Why This ZIP
ZIP 40769 ranks #1153 nationally with phase STRONG_BUY. Primary driver: VACANCY. Capital opportunity score is 44.2, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 40769 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 21235 — ZIP 40769 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 21235 — ZIP 40769 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 21235 — ZIP 40769 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 53.6 |
| Foreclosure / Delinquency | 29.0 |
| Property Stress | 24.0 |
▼ Top 3 Risk Signals
| Bank Institutional | 60.4 |
| Construction Pressure | 44.1 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#1153
PhaseSTRONG_BUY
Primary driverVACANCY
Capital opp44.2
Pulse score39.8
Signal Breakdown — 10 Categories
Vacancy
16.8
Auction / REO
—
Construction Pressure
44.1
FL Deep Bonus
—
Property Stress
24.0
HOA / Federal Liens
—
Listings Discount
53.6
Bank Institutional
60.4
Insurance Distress
0.0
Foreclosure / Delinquency
29.0
Top-Line Metrics
Avg DOM (days)
55.7
Price Cut %
20.9%
Short-Sale Listings
1
Auction Events 90d
—
Vacancy %
16.8%
Bank Score
60.4
Insurance Score
0.0
Listings Discount
53.6
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 40769 | 39.8 | 24.9 | 0.0 | 53.6 |
| County 21235 | 37.1 | 25.6 | 0.0 | 39.1 |
| KY state avg | 33.9 | 22.0 | 0.0 | 29.9 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (6)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 40906 | 37.5 | OVERHEATED | VACANCY | 23 | 32 |
| 40701 | 36.1 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 33 | 25 |
| 40759 | 33.5 | EARLY_SIGNAL | VACANCY | — | 25 |
| 40763 | 31.3 | EARLY_SIGNAL | VACANCY | — | 16 |
| 40771 | 30.5 | WEAK | VACANCY | — | 20 |
| 40940 | 29.3 | WEAK | VACANCY | 22 | 14 |
DLRadar data · last update 10/20/2026, 12:38:14 PM
API: /api/economic-pulse/zip/40769
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.