ZIP
40734
KY · County 21121 · pop 3,633 (population)
44.4
Opportunity Index
STRONG_BUYNational rank #359
Why This ZIP
ZIP 40734 ranks #359 nationally with phase STRONG_BUY. Primary driver: VACANCY. Capital opportunity score is 49.1, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 40734 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 21121 — ZIP 40734 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 21121 — ZIP 40734 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 21121 — ZIP 40734 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 49.0 |
| Foreclosure / Delinquency | 40.0 |
| Property Stress | 31.0 |
▼ Top 3 Risk Signals
| Construction Pressure | 100.0 |
| Bank Institutional | 33.5 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#359
PhaseSTRONG_BUY
Primary driverVACANCY
Capital opp49.1
Pulse score41.3
Signal Breakdown — 10 Categories
Vacancy
18.9
Auction / REO
—
Construction Pressure
100.0
FL Deep Bonus
—
Property Stress
31.0
HOA / Federal Liens
—
Listings Discount
49.0
Bank Institutional
33.5
Insurance Distress
0.0
Foreclosure / Delinquency
40.0
Top-Line Metrics
Avg DOM (days)
174.0
Price Cut %
—%
Short-Sale Listings
1
Auction Events 90d
—
Vacancy %
18.9%
Bank Score
33.5
Insurance Score
0.0
Listings Discount
49.0
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 40734 | 41.3 | 33.8 | 0.0 | 49.0 |
| County 21121 | 36.1 | 31.4 | 0.0 | 25.0 |
| KY state avg | 33.9 | 22.0 | 0.0 | 29.9 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 40935 | 43.4 | STRONG_BUY | VACANCY | 63 | 32 |
| 40906 | 37.5 | OVERHEATED | VACANCY | 23 | 32 |
| 40701 | 36.1 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 33 | 25 |
| 40982 | 34.9 | EARLY_SIGNAL | VACANCY | — | 32 |
| 40949 | 34.9 | EARLY_SIGNAL | VACANCY | — | 32 |
| 40903 | 34.7 | EARLY_SIGNAL | VACANCY | — | 32 |
| 40759 | 33.5 | EARLY_SIGNAL | VACANCY | — | 25 |
| 40915 | 33.0 | EARLY_SIGNAL | VACANCY | — | 32 |
| 40923 | 32.2 | EARLY_SIGNAL | FORECLOSURE_DELINQUENCY | — | 32 |
| 40763 | 31.3 | EARLY_SIGNAL | VACANCY | — | 16 |
DLRadar data · last update 10/20/2026, 12:38:14 PM
API: /api/economic-pulse/zip/40734
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.