ZIP
41008
KY · County 21041 · pop 7,754 (population)
37.5
Opportunity Index
PEAK_OPPORTUNITYNational rank #4974
Why This ZIP
ZIP 41008 ranks #4974 nationally with phase PEAK_OPPORTUNITY. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 42.2, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 41008 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 21041 — ZIP 41008 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 21041 — ZIP 41008 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 21041 — ZIP 41008 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 49.9 |
| Property Stress | 24.0 |
| Foreclosure / Delinquency | 24.0 |
▼ Top 3 Risk Signals
| Bank Institutional | 63.0 |
⚠ Missing Data
Auction / REOConstruction PressureFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#4974
PhasePEAK_OPPORTUNITY
Primary driverBANK_INSTITUTIONAL
Capital opp42.2
Pulse score34.3
Signal Breakdown — 10 Categories
Vacancy
10.9
Auction / REO
—
Construction Pressure
0.0
FL Deep Bonus
—
Property Stress
24.0
HOA / Federal Liens
—
Listings Discount
49.9
Bank Institutional
63.0
Insurance Distress
0.0
Foreclosure / Delinquency
24.0
Top-Line Metrics
Avg DOM (days)
117.8
Price Cut %
8.3%
Short-Sale Listings
3
Auction Events 90d
—
Vacancy %
10.9%
Bank Score
63.0
Insurance Score
0.0
Listings Discount
49.9
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 41008 | 34.3 | 23.4 | 0.0 | 49.9 |
| County 21041 | 32.7 | 23.6 | 0.0 | 33.7 |
| KY state avg | 34.6 | 23.8 | 0.0 | 29.9 |
| National | 31.1 | 17.5 | 0.4 | 28.4 |
Related ZIPs — Same County (7)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 40045 | 35.3 | EARLY_SIGNAL | VACANCY | — | 25 |
| 41098 | 34.3 | EARLY_SIGNAL | VACANCY | — | 28 |
| 40011 | 33.5 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 23 |
| 40006 | 33.0 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 25 |
| 40075 | 32.6 | EARLY_SIGNAL | VACANCY | — | 23 |
| 41045 | 31.2 | EARLY_SIGNAL | VACANCY | — | 24 |
| 41083 | 29.6 | WEAK | VACANCY | — | 24 |
DLRadar data · last update 10/20/2026, 6:49:37 AM
API: /api/economic-pulse/zip/41008
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.