ZIP
41098
KY · County 21187 · pop 1,138 (population)
34.3
Opportunity Index
EARLY_SIGNALNational rank #11278
Why This ZIP
ZIP 41098 ranks #11278 nationally with phase EARLY_SIGNAL. Primary driver: VACANCY. Capital opportunity score is 39.2, signal coverage 6/10 (75% data coverage, HIGH confidence).
ZIP 41098 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 21187 — ZIP 41098 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 21187 — ZIP 41098 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 21187 — ZIP 41098 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Vacancy | 35.6 |
| Foreclosure / Delinquency | 31.0 |
| Property Stress | 28.0 |
▼ Top 3 Risk Signals
| Bank Institutional | 32.0 |
| Construction Pressure | 24.2 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensListings DiscountInsurance Distress
Coverage: 75%
Confidence: HIGH
⇅ Rank
National rank#11278
PhaseEARLY_SIGNAL
Primary driverVACANCY
Capital opp39.2
Pulse score31.0
Signal Breakdown — 10 Categories
Vacancy
35.6
Auction / REO
—
Construction Pressure
24.2
FL Deep Bonus
—
Property Stress
28.0
HOA / Federal Liens
—
Listings Discount
—
Bank Institutional
32.0
Insurance Distress
0.0
Foreclosure / Delinquency
31.0
Top-Line Metrics
Avg DOM (days)
—
Price Cut %
—%
Short-Sale Listings
—
Auction Events 90d
—
Vacancy %
35.6%
Bank Score
32.0
Insurance Score
0.0
Listings Discount
—
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 41098 | 31.0 | 28.3 | 0.0 | — |
| County 21187 | 35.9 | 27.1 | 0.0 | 32.4 |
| KY state avg | 34.6 | 23.8 | 0.0 | 29.9 |
| National | 31.1 | 17.5 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 40359 | 43.0 | STRONG_BUY | VACANCY | 54 | 29 |
| 41086 | 32.7 | EARLY_SIGNAL | VACANCY | — | 25 |
| 41010 | 32.6 | EARLY_SIGNAL | VACANCY | — | 22 |
| 41046 | 31.6 | EARLY_SIGNAL | VACANCY | — | 24 |
| 40355 | 31.2 | EARLY_SIGNAL | VACANCY | — | 18 |
| 40363 | 31.2 | EARLY_SIGNAL | VACANCY | — | 18 |
| 41083 | 29.6 | WEAK | VACANCY | — | 24 |
| 41035 | 29.5 | WEAK | BANK_INSTITUTIONAL | 24 | 17 |
| 41052 | 28.5 | WEAK | BANK_INSTITUTIONAL | — | 22 |
| 40379 | 27.3 | WEAK | VACANCY | 16 | 17 |
DLRadar data · last update 10/20/2026, 6:49:37 AM
API: /api/economic-pulse/zip/41098
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.