ZIP
41042
KY · County 21015 · pop 55,880 (population)
33.7
Opportunity Index
WATCHLISTNational rank #12776
Why This ZIP
ZIP 41042 ranks #12776 nationally with phase WATCHLIST. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 42.3, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 41042 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 21015 — ZIP 41042 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 21015 — ZIP 41042 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 21015 — ZIP 41042 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 48.6 |
| Property Stress | 14.0 |
| Foreclosure / Delinquency | 9.0 |
▼ Top 3 Risk Signals
| Bank Institutional | 53.9 |
| Construction Pressure | 28.7 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#12776
PhaseWATCHLIST
Primary driverBANK_INSTITUTIONAL
Capital opp42.3
Pulse score28.0
Signal Breakdown — 10 Categories
Vacancy
3.8
Auction / REO
—
Construction Pressure
28.7
FL Deep Bonus
—
Property Stress
14.0
HOA / Federal Liens
—
Listings Discount
48.6
Bank Institutional
53.9
Insurance Distress
0.0
Foreclosure / Delinquency
9.0
Top-Line Metrics
Avg DOM (days)
29.7
Price Cut %
2.3%
Short-Sale Listings
41
Auction Events 90d
—
Vacancy %
3.8%
Bank Score
53.9
Insurance Score
0.0
Listings Discount
48.6
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 41042 | 28.0 | 12.5 | 0.0 | 48.6 |
| County 21015 | 27.4 | 12.9 | 0.0 | 32.6 |
| KY state avg | 34.6 | 23.8 | 0.0 | 29.9 |
| National | 31.1 | 17.5 | 0.4 | 28.4 |
Related ZIPs — Same County (8)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 41091 | 34.0 | WATCHLIST | BANK_INSTITUTIONAL | 49 | 14 |
| 41092 | 33.0 | EARLY_SIGNAL | LISTINGS_DISCOUNT | 46 | 17 |
| 41030 | 30.9 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 24 | 18 |
| 41018 | 30.6 | WEAK | BANK_INSTITUTIONAL | 27 | 19 |
| 41048 | 28.8 | WEAK | BANK_INSTITUTIONAL | 31 | 14 |
| 41094 | 28.8 | WEAK | BANK_INSTITUTIONAL | — | 16 |
| 41005 | 28.0 | WEAK | BANK_INSTITUTIONAL | — | 14 |
| 41080 | 26.1 | WEAK | VACANCY | — | 14 |
DLRadar data · last update 10/20/2026, 6:49:37 AM
API: /api/economic-pulse/zip/41042
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.