ZIP
41051
KY · County 21117 · pop 32,192 (population)
31.5
Opportunity Index
EARLY_SIGNALNational rank #18571
Why This ZIP
ZIP 41051 ranks #18571 nationally with phase EARLY_SIGNAL. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 34.1, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 41051 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 21117 — ZIP 41051 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 21117 — ZIP 41051 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 21117 — ZIP 41051 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 29.6 |
| Property Stress | 20.0 |
| Foreclosure / Delinquency | 18.0 |
▼ Top 3 Risk Signals
| Bank Institutional | 59.0 |
| Construction Pressure | 38.9 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#18571
PhaseEARLY_SIGNAL
Primary driverBANK_INSTITUTIONAL
Capital opp34.1
Pulse score29.7
Signal Breakdown — 10 Categories
Vacancy
2.6
Auction / REO
—
Construction Pressure
38.9
FL Deep Bonus
—
Property Stress
20.0
HOA / Federal Liens
—
Listings Discount
29.6
Bank Institutional
59.0
Insurance Distress
0.0
Foreclosure / Delinquency
18.0
Top-Line Metrics
Avg DOM (days)
149.0
Price Cut %
—%
Short-Sale Listings
0
Auction Events 90d
—
Vacancy %
2.6%
Bank Score
59.0
Insurance Score
0.0
Listings Discount
29.6
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 41051 | 29.7 | 19.6 | 0.0 | 29.6 |
| County 21117 | 31.6 | 19.0 | 0.0 | 37.8 |
| KY state avg | 34.6 | 23.8 | 0.0 | 29.9 |
| National | 31.1 | 17.5 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 41033 | 40.9 | STRONG_BUY | VACANCY | 59 | 23 |
| 41016 | 40.4 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 56 | 20 |
| 41014 | 39.1 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 53 | 20 |
| 41015 | 38.0 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 51 | 20 |
| 41017 | 36.4 | WATCHLIST | BANK_INSTITUTIONAL | 49 | 20 |
| 41011 | 33.8 | EARLY_SIGNAL | VACANCY | 33 | 20 |
| 41042 | 33.7 | WATCHLIST | BANK_INSTITUTIONAL | 49 | 14 |
| 41030 | 30.9 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 24 | 18 |
| 41018 | 30.6 | WEAK | BANK_INSTITUTIONAL | 27 | 19 |
| 41063 | 29.0 | WEAK | VACANCY | — | 20 |
DLRadar data · last update 10/20/2026, 6:49:37 AM
API: /api/economic-pulse/zip/41051
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.