ZIP
41064
KY · County 21201 · pop 2,122 (population)
40.7
Opportunity Index
PEAK_OPPORTUNITYNational rank #1697
Why This ZIP
ZIP 41064 ranks #1697 nationally with phase PEAK_OPPORTUNITY. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 41.9, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 41064 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 21201 — ZIP 41064 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 21201 — ZIP 41064 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 21201 — ZIP 41064 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 48.1 |
| Foreclosure / Delinquency | 34.0 |
| Property Stress | 28.0 |
▼ Top 3 Risk Signals
| Bank Institutional | 65.0 |
| Construction Pressure | 34.9 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#1697
PhasePEAK_OPPORTUNITY
Primary driverBANK_INSTITUTIONAL
Capital opp41.9
Pulse score39.9
Signal Breakdown — 10 Categories
Vacancy
13.0
Auction / REO
—
Construction Pressure
34.9
FL Deep Bonus
—
Property Stress
28.0
HOA / Federal Liens
—
Listings Discount
48.1
Bank Institutional
65.0
Insurance Distress
0.0
Foreclosure / Delinquency
34.0
Top-Line Metrics
Avg DOM (days)
6.0
Price Cut %
—%
Short-Sale Listings
2
Auction Events 90d
—
Vacancy %
13.0%
Bank Score
65.0
Insurance Score
0.0
Listings Discount
48.1
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 41064 | 39.9 | 28.8 | 0.0 | 48.1 |
| County 21201 | 38.3 | 27.7 | 0.0 | 39.4 |
| KY state avg | 34.6 | 23.8 | 0.0 | 29.9 |
| National | 31.1 | 17.5 | 0.4 | 28.4 |
Related ZIPs — Same County (6)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 40311 | 42.4 | STRONG_BUY | VACANCY | 46 | 28 |
| 41055 | 40.6 | PEAK_OPPORTUNITY | VACANCY | 44 | 22 |
| 41039 | 37.6 | OVERHEATED | BANK_INSTITUTIONAL | — | 25 |
| 41004 | 35.2 | WATCHLIST | BANK_INSTITUTIONAL | 38 | 25 |
| 41044 | 34.1 | EARLY_SIGNAL | VACANCY | — | 24 |
| 41031 | 32.5 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 22 | 26 |
DLRadar data · last update 10/20/2026, 6:49:37 AM
API: /api/economic-pulse/zip/41064
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.