ZIP
41189
KY · County 21135 · pop 2,052 (population)
34.4
Opportunity Index
EARLY_SIGNALNational rank #11025
Why This ZIP
ZIP 41189 ranks #11025 nationally with phase EARLY_SIGNAL. Primary driver: VACANCY. Capital opportunity score is 31.7, signal coverage 6/10 (75% data coverage, HIGH confidence).
ZIP 41189 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 21135 — ZIP 41189 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 21135 — ZIP 41189 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 21135 — ZIP 41189 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Foreclosure / Delinquency | 31.0 |
| Property Stress | 27.0 |
| Vacancy | 15.1 |
▼ Top 3 Risk Signals
| Bank Institutional | 68.3 |
⚠ Missing Data
Auction / REOConstruction PressureFL Deep BonusHOA / Federal LiensListings DiscountInsurance Distress
Coverage: 75%
Confidence: HIGH
⇅ Rank
National rank#11025
PhaseEARLY_SIGNAL
Primary driverVACANCY
Capital opp31.7
Pulse score36.2
Signal Breakdown — 10 Categories
Vacancy
15.1
Auction / REO
—
Construction Pressure
0.0
FL Deep Bonus
—
Property Stress
27.0
HOA / Federal Liens
—
Listings Discount
—
Bank Institutional
68.3
Insurance Distress
0.0
Foreclosure / Delinquency
31.0
Top-Line Metrics
Avg DOM (days)
—
Price Cut %
—%
Short-Sale Listings
—
Auction Events 90d
—
Vacancy %
15.1%
Bank Score
68.3
Insurance Score
0.0
Listings Discount
—
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 41189 | 36.2 | 26.8 | 0.0 | — |
| County 21135 | 37.1 | 26.3 | 0.0 | 30.9 |
| KY state avg | 33.9 | 22.0 | 0.0 | 29.9 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (8)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 41179 | 41.7 | STRONG_BUY | VACANCY | 56 | 27 |
| 41093 | 37.0 | OVERHEATED | VACANCY | — | 24 |
| 41141 | 36.2 | EARLY_SIGNAL | VACANCY | — | 25 |
| 41164 | 35.3 | EARLY_SIGNAL | VACANCY | 34 | 26 |
| 41174 | 34.7 | EARLY_SIGNAL | VACANCY | — | 25 |
| 41056 | 33.4 | EARLY_SIGNAL | VACANCY | 25 | 20 |
| 41166 | 31.0 | EARLY_SIGNAL | VACANCY | — | 27 |
| 41135 | 29.8 | WEAK | BANK_INSTITUTIONAL | — | 27 |
DLRadar data · last update 10/20/2026, 9:32:01 AM
API: /api/economic-pulse/zip/41189
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.