ZIP
41514
KY · County 21195 · pop 2,590 (population)
38.5
Opportunity Index
OVERHEATEDNational rank #3653
Why This ZIP
ZIP 41514 ranks #3653 nationally with phase OVERHEATED. Primary driver: VACANCY. Capital opportunity score is 42.5, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 41514 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 21195 — ZIP 41514 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 21195 — ZIP 41514 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 21195 — ZIP 41514 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 32.9 |
| Foreclosure / Delinquency | 29.0 |
| Property Stress | 26.0 |
▼ Top 3 Risk Signals
| Construction Pressure | 100.0 |
| Bank Institutional | 29.5 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#3653
PhaseOVERHEATED
Primary driverVACANCY
Capital opp42.5
Pulse score35.9
Signal Breakdown — 10 Categories
Vacancy
19.3
Auction / REO
—
Construction Pressure
100.0
FL Deep Bonus
—
Property Stress
26.0
HOA / Federal Liens
—
Listings Discount
32.9
Bank Institutional
29.5
Insurance Distress
0.0
Foreclosure / Delinquency
29.0
Top-Line Metrics
Avg DOM (days)
148.0
Price Cut %
—%
Short-Sale Listings
0
Auction Events 90d
—
Vacancy %
19.3%
Bank Score
29.5
Insurance Score
0.0
Listings Discount
32.9
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 41514 | 35.9 | 27.0 | 0.0 | 32.9 |
| County 21195 | 38.2 | 26.0 | 0.0 | 24.6 |
| KY state avg | 33.8 | 22.0 | 0.0 | 29.8 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 41560 | 43.9 | STRONG_BUY | VACANCY | 55 | 26 |
| 41572 | 43.7 | STRONG_BUY | BANK_INSTITUTIONAL | 51 | 26 |
| 41548 | 42.2 | STRONG_BUY | VACANCY | 39 | 26 |
| 41501 | 40.7 | STRONG_BUY | VACANCY | 41 | 26 |
| 41537 | 40.5 | OVERHEATED | VACANCY | — | 28 |
| 41503 | 40.3 | OVERHEATED | VACANCY | — | 26 |
| 41522 | 40.3 | OVERHEATED | VACANCY | 32 | 26 |
| 41544 | 39.0 | OVERHEATED | VACANCY | 35 | 26 |
| 41554 | 37.6 | OVERHEATED | VACANCY | — | 26 |
| 41519 | 37.6 | OVERHEATED | VACANCY | — | 26 |
DLRadar data · last update 10/20/2026, 3:35:57 AM
API: /api/economic-pulse/zip/41514
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.