County FIPS
21195
KY · 39 ZIPs · pop weight 61095.0
33.1
Opportunity Index
OVERHEATEDWhy Ranked #554
High index (33) but discount thin. Stress without capital edge — too late or no entry yet.
County 21195 (KY)
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
County 21195 (KY)National 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in 21195 (KY) — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| VACANCY | 74.4 |
| FORECLOSURE | 26.0 |
| PROPERTY_STRESS | 24.9 |
▼ Top 3 Risk Signals
| LONG_DOM | 100.0 |
| BANK_STRESS | 46.7 |
⚠ Missing Data
auction_events
Coverage: 100%
Confidence: HIGH
⇅ Rank Movement
National rank#554
State rank#38
Previous national#502
7d Δ+0.4
Signal Breakdown
Property Stress
24.9
Bank Stress
46.7
Foreclosure
26.0
Insurance Distress
0.0
Listings Discount
24.6
Avg DOM (days)
61.8
Short-Sale Listings
6
Auction Events 90d
0
Vacancy %
14.9%
Benchmark vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| This county | 38.2 | 26.0 | 0.0 | 24.6 |
| KY state avg | 33.8 | 22.0 | 0.0 | 29.8 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
ZIPs in 21195 — Top Opportunities (25 ZIPs)
| ZIP | Opp | Phase | Driver | Disc | Stress | Bank | Vac |
|---|---|---|---|---|---|---|---|
| 41560 | 43.9 | STRONG_BUY | VACANCY | 55 | 26 | 29 | 21.5 |
| 41572 | 43.7 | STRONG_BUY | BANK_INSTITUTIONAL | 51 | 26 | 63 | 12.6 |
| 41548 | 42.2 | STRONG_BUY | VACANCY | 39 | 26 | 63 | 32.1 |
| 41501 | 40.7 | STRONG_BUY | VACANCY | 41 | 26 | 55 | 11.7 |
| 41537 | 40.5 | OVERHEATED | VACANCY | — | 28 | 57 | 24.3 |
| 41503 | 40.3 | OVERHEATED | VACANCY | — | 26 | 63 | 33.2 |
| 41522 | 40.3 | OVERHEATED | VACANCY | 32 | 26 | 63 | 19.7 |
| 41544 | 39.0 | OVERHEATED | VACANCY | 35 | 26 | 29 | 28.8 |
| 41514 | 38.5 | OVERHEATED | VACANCY | 33 | 26 | 30 | 19.3 |
| 41512 | 37.6 | OVERHEATED | VACANCY | — | 26 | 29 | 26.0 |
| 41564 | 37.6 | OVERHEATED | VACANCY | — | 26 | 29 | 27.6 |
| 41519 | 37.6 | OVERHEATED | VACANCY | — | 26 | 29 | 25.8 |
| 41555 | 37.6 | OVERHEATED | VACANCY | — | 26 | 29 | 25.5 |
| 41554 | 37.6 | OVERHEATED | VACANCY | — | 26 | 29 | 28.2 |
| 41513 | 36.9 | OVERHEATED | VACANCY | — | 26 | 29 | 16.7 |
| 41557 | 36.5 | OVERHEATED | VACANCY | — | 26 | 29 | 14.1 |
| 41563 | 36.5 | OVERHEATED | VACANCY | — | 26 | 29 | 14.6 |
| 41562 | 36.0 | EARLY_SIGNAL | VACANCY | — | 26 | 29 | 12.2 |
| 41527 | 35.9 | EARLY_SIGNAL | VACANCY | — | 26 | 29 | 11.4 |
| 41571 | 35.0 | EARLY_SIGNAL | VACANCY | — | 26 | 29 | 7.1 |
| 41558 | 34.9 | EARLY_SIGNAL | VACANCY | — | 26 | 29 | 6.4 |
| 41539 | 34.8 | EARLY_SIGNAL | VACANCY | — | 26 | 29 | 6.1 |
| 41531 | 34.7 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 26 | 29 | 5.5 |
| 41559 | 34.5 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 26 | 29 | 4.4 |
| 41524 | 33.8 | EARLY_SIGNAL | VACANCY | — | 15 | 29 | 25.5 |
DLRadar data · last update 10/20/2026, 3:33:29 AM