ZIP
41539
KY · County 21195 · pop 1,486 (population)
35.3
Opportunity Index
EARLY_SIGNALNational rank #8936
Why This ZIP
ZIP 41539 ranks #8936 nationally with phase EARLY_SIGNAL. Primary driver: VACANCY. Capital opportunity score is 39.6, signal coverage 6/10 (75% data coverage, HIGH confidence).
ZIP 41539 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 21195 — ZIP 41539 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 21195 — ZIP 41539 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 21195 — ZIP 41539 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Foreclosure / Delinquency | 31.0 |
| Property Stress | 27.0 |
| Vacancy | 6.1 |
▼ Top 3 Risk Signals
| Construction Pressure | 100.0 |
| Bank Institutional | 29.0 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensListings DiscountInsurance Distress
Coverage: 75%
Confidence: HIGH
⇅ Rank
National rank#8936
PhaseEARLY_SIGNAL
Primary driverVACANCY
Capital opp39.6
Pulse score32.4
Signal Breakdown — 10 Categories
Vacancy
6.1
Auction / REO
—
Construction Pressure
100.0
FL Deep Bonus
—
Property Stress
27.0
HOA / Federal Liens
—
Listings Discount
—
Bank Institutional
29.0
Insurance Distress
0.0
Foreclosure / Delinquency
31.0
Top-Line Metrics
Avg DOM (days)
—
Price Cut %
—%
Short-Sale Listings
—
Auction Events 90d
—
Vacancy %
6.1%
Bank Score
29.0
Insurance Score
0.0
Listings Discount
—
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 41539 | 32.4 | 28.3 | 0.0 | — |
| County 21195 | 38.7 | 27.3 | 0.0 | 24.7 |
| KY state avg | 34.6 | 23.8 | 0.0 | 29.9 |
| National | 31.1 | 17.5 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 41560 | 44.3 | STRONG_BUY | VACANCY | 55 | 27 |
| 41572 | 44.1 | STRONG_BUY | BANK_INSTITUTIONAL | 51 | 27 |
| 41548 | 42.6 | STRONG_BUY | VACANCY | 39 | 27 |
| 41501 | 41.1 | STRONG_BUY | VACANCY | 41 | 27 |
| 41537 | 41.0 | OVERHEATED | VACANCY | — | 29 |
| 41503 | 40.8 | OVERHEATED | VACANCY | — | 27 |
| 41522 | 40.7 | OVERHEATED | VACANCY | 32 | 27 |
| 41544 | 39.4 | OVERHEATED | VACANCY | 35 | 27 |
| 41514 | 38.9 | OVERHEATED | VACANCY | 33 | 27 |
| 41519 | 38.0 | OVERHEATED | VACANCY | — | 27 |
DLRadar data · last update 10/20/2026, 6:49:37 AM
API: /api/economic-pulse/zip/41539
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.