ZIP
41845
KY · County 21133 · pop 251 (population)
28.5
Opportunity Index
WEAKNational rank #26082
Why This ZIP
ZIP 41845 ranks #26082 nationally with phase WEAK. Primary driver: VACANCY. Capital opportunity score is 38.2, signal coverage 6/10 (75% data coverage, HIGH confidence).
ZIP 41845 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 21133 — ZIP 41845 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 21133 — ZIP 41845 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 21133 — ZIP 41845 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Vacancy | 31.2 |
| Foreclosure / Delinquency | 31.0 |
| Property Stress | 17.0 |
▼ Top 3 Risk Signals
| Bank Institutional | 26.0 |
⚠ Missing Data
Auction / REOConstruction PressureFL Deep BonusHOA / Federal LiensListings DiscountInsurance Distress
Coverage: 75%
Confidence: HIGH
⇅ Rank
National rank#26082
PhaseWEAK
Primary driverVACANCY
Capital opp38.2
Pulse score22.1
Signal Breakdown — 10 Categories
Vacancy
31.2
Auction / REO
—
Construction Pressure
0.0
FL Deep Bonus
—
Property Stress
17.0
HOA / Federal Liens
—
Listings Discount
—
Bank Institutional
26.0
Insurance Distress
0.0
Foreclosure / Delinquency
31.0
Top-Line Metrics
Avg DOM (days)
—
Price Cut %
—%
Short-Sale Listings
—
Auction Events 90d
—
Vacancy %
31.2%
Bank Score
26.0
Insurance Score
0.0
Listings Discount
—
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 41845 | 22.1 | 18.6 | 0.0 | — |
| County 21133 | 31.2 | 26.3 | 0.0 | 23.8 |
| KY state avg | 33.9 | 22.0 | 0.0 | 29.9 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 41858 | 42.3 | STRONG_BUY | VACANCY | 62 | 29 |
| 41537 | 40.5 | OVERHEATED | VACANCY | — | 28 |
| 40823 | 38.8 | PEAK_OPPORTUNITY | VACANCY | 44 | 29 |
| 41840 | 35.5 | EARLY_SIGNAL | VACANCY | — | 29 |
| 41731 | 33.5 | EARLY_SIGNAL | VACANCY | — | 30 |
| 40826 | 32.8 | EARLY_SIGNAL | VACANCY | — | 29 |
| 41815 | 32.8 | EARLY_SIGNAL | VACANCY | — | 29 |
| 41825 | 32.8 | EARLY_SIGNAL | VACANCY | — | 29 |
| 41835 | 32.8 | EARLY_SIGNAL | VACANCY | — | 29 |
| 41855 | 32.8 | EARLY_SIGNAL | VACANCY | — | 29 |
DLRadar data · last update 10/20/2026, 9:32:01 AM
API: /api/economic-pulse/zip/41845
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.