ZIP
42038
KY · County 21143 · pop 6,045 (population)
36.3
Opportunity Index
EARLY_SIGNALNational rank #6876
Why This ZIP
ZIP 42038 ranks #6876 nationally with phase EARLY_SIGNAL. Primary driver: VACANCY. Capital opportunity score is 32.5, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 42038 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 21143 — ZIP 42038 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 21143 — ZIP 42038 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 21143 — ZIP 42038 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Foreclosure / Delinquency | 32.0 |
| Vacancy | 31.3 |
| Property Stress | 27.0 |
▼ Top 3 Risk Signals
| Bank Institutional | 62.4 |
| Construction Pressure | 51.3 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#6876
PhaseEARLY_SIGNAL
Primary driverVACANCY
Capital opp32.5
Pulse score38.9
Signal Breakdown — 10 Categories
Vacancy
31.3
Auction / REO
—
Construction Pressure
51.3
FL Deep Bonus
—
Property Stress
27.0
HOA / Federal Liens
—
Listings Discount
23.9
Bank Institutional
62.4
Insurance Distress
0.0
Foreclosure / Delinquency
32.0
Top-Line Metrics
Avg DOM (days)
148.0
Price Cut %
—%
Short-Sale Listings
0
Auction Events 90d
—
Vacancy %
31.3%
Bank Score
62.4
Insurance Score
0.0
Listings Discount
23.9
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 42038 | 38.9 | 27.8 | 0.0 | 23.9 |
| County 21143 | 37.8 | 28.0 | 0.0 | 19.7 |
| KY state avg | 33.8 | 22.0 | 0.0 | 29.8 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (3)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 42411 | 46.1 | STRONG_BUY | BANK_INSTITUTIONAL | 61 | 30 |
| 42445 | 44.9 | STRONG_BUY | BANK_INSTITUTIONAL | 57 | 30 |
| 42055 | 35.5 | EARLY_SIGNAL | VACANCY | — | 27 |
DLRadar data · last update 10/20/2026, 3:35:57 AM
API: /api/economic-pulse/zip/42038
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.