ZIP
42445
KY · County 21033 · pop 10,371 (population)
44.9
Opportunity Index
STRONG_BUYNational rank #272
Why This ZIP
ZIP 42445 ranks #272 nationally with phase STRONG_BUY. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 46.1, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 42445 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 21033 — ZIP 42445 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 21033 — ZIP 42445 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 21033 — ZIP 42445 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 56.8 |
| Foreclosure / Delinquency | 34.0 |
| Property Stress | 30.0 |
▼ Top 3 Risk Signals
| Construction Pressure | 74.2 |
| Bank Institutional | 63.2 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#272
PhaseSTRONG_BUY
Primary driverBANK_INSTITUTIONAL
Capital opp46.1
Pulse score44.1
Signal Breakdown — 10 Categories
Vacancy
11.5
Auction / REO
—
Construction Pressure
74.2
FL Deep Bonus
—
Property Stress
30.0
HOA / Federal Liens
—
Listings Discount
56.8
Bank Institutional
63.2
Insurance Distress
0.0
Foreclosure / Delinquency
34.0
Top-Line Metrics
Avg DOM (days)
79.0
Price Cut %
—%
Short-Sale Listings
0
Auction Events 90d
—
Vacancy %
11.5%
Bank Score
63.2
Insurance Score
0.0
Listings Discount
56.8
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 42445 | 44.1 | 30.2 | 0.0 | 56.8 |
| County 21033 | 43.9 | 29.7 | 0.0 | 57.6 |
| KY state avg | 33.8 | 22.0 | 0.0 | 29.8 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (5)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 42411 | 46.1 | STRONG_BUY | BANK_INSTITUTIONAL | 61 | 30 |
| 42408 | 43.6 | STRONG_BUY | VACANCY | 62 | 26 |
| 42064 | 41.9 | STRONG_BUY | VACANCY | 53 | 30 |
| 42211 | 41.3 | OVERHEATED | VACANCY | 33 | 27 |
| 42038 | 36.3 | EARLY_SIGNAL | VACANCY | 24 | 27 |
DLRadar data · last update 10/20/2026, 3:35:57 AM
API: /api/economic-pulse/zip/42445
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.